{
  "data": {
    "id": "stat_01M2KJ7XCBT0BS1PV3ZJYBPFWN",
    "url": "https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWN",
    "indicator": {
      "slug": "quarter-over-quarter-bank-net-income-growth-rate",
      "name": "Quarter-over-quarter bank net income growth rate",
      "definition": "The percentage change in aggregate net income of insured banking institutions relative to the preceding quarter."
    },
    "industry": [
      {
        "slug": "banking",
        "name": "Financial service activities, except insurance and pension funding",
        "isic": "K64",
        "is_primary": true
      }
    ],
    "region": {
      "code": "US",
      "name": "United States",
      "type": "country"
    },
    "period": {
      "start": "2025-10-01",
      "end": "2025-12-31",
      "type": "quarter"
    },
    "value": -2,
    "value_text": "2.0 percent",
    "unit": "percent",
    "currency": null,
    "scale": "1",
    "value_type": "actual",
    "source": {
      "org": "Federal Deposit Insurance Corporation",
      "org_short_name": "FDIC",
      "org_url": "https://www.fdic.gov",
      "org_tier": 1,
      "document_title": "FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025",
      "document_url": "https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net",
      "document_type": "press_release",
      "locator": "FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025",
      "quote": "In fourth quarter 2025, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.24 percent and aggregate net income of $77.7 billion, a decrease of $1.6 billion (2.0 percent) from the prior quarter.",
      "published_date": null,
      "accessed_at": "2026-09-15",
      "license": "see-source",
      "url_status": "ok"
    },
    "verification": "verified",
    "verified_by": "seed:auto-extract-v1",
    "verified_at": "2026-09-15T22:15:46.809Z",
    "confidence": 0.9,
    "is_secondhand": false,
    "supersedes": null,
    "superseded_by": null,
    "is_current": true,
    "citation": {
      "apa": "Federal Deposit Insurance Corporation. (2025). FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025. Retrieved September 15, 2026, from https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWN",
      "bibtex": "@misc{fdic2025quarterybpfwn,\n  author       = {{Federal Deposit Insurance Corporation}},\n  title        = {FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of \\$77.7 Billion in Fourth Quarter 2025},\n  year         = {2025},\n  howpublished = {StatOrigin, https://statorigin.org},\n  url          = {https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWN},\n  note         = {Original source: https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net. Accessed September 15, 2026.}\n}"
    },
    "updated_at": "2026-09-15T22:15:46.809Z",
    "contested_by": [],
    "related": []
  },
  "meta": {
    "attribution": "Data from StatOrigin (https://statorigin.org), CC BY 4.0. Attribution required.",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "docs": "https://statorigin.org/docs/api",
    "total": 1
  }
}