{
  "data": {
    "id": "stat_CFEMWY93AMS3BZG7FEDRQRF90E",
    "url": "https://statorigin.org/stat/stat_CFEMWY93AMS3BZG7FEDRQRF90E",
    "indicator": {
      "slug": "uk-effective-rate-new-mortgages",
      "name": "Effective interest rate on newly drawn mortgages",
      "definition": "Actual interest rate paid on mortgages newly drawn by UK individuals in the month."
    },
    "industry": [
      {
        "slug": "banking",
        "name": "Financial service activities, except insurance and pension funding",
        "isic": "K64",
        "is_primary": true
      }
    ],
    "region": {
      "code": "GB",
      "name": "United Kingdom",
      "type": "country"
    },
    "period": {
      "start": "2026-07-01",
      "end": "2026-07-31",
      "type": "month"
    },
    "value": 4.45,
    "value_text": "4.45%",
    "unit": "percent",
    "currency": null,
    "scale": "1",
    "value_type": "actual",
    "source": {
      "org": "Bank of England",
      "org_short_name": "BoE",
      "org_url": "https://www.bankofengland.co.uk",
      "org_tier": 1,
      "document_title": "Money and Credit - July 2026",
      "document_url": "https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026",
      "document_type": "statistical_release",
      "locator": "Lending to and deposits from individuals — Mortgage lending (M&C Tables D and E)",
      "quote": "The ‘effective’ interest rate – the actual interest paid – on newly drawn mortgages increased to 4.45% in July, from 4.35% in June.",
      "published_date": "2026-09-01",
      "accessed_at": "2026-09-27",
      "license": "see-source",
      "url_status": "ok",
      "self_reported": false
    },
    "verification": "verified",
    "verified_by": "pipeline:quote-verified-v2",
    "verified_at": "2026-09-27T15:25:30.307Z",
    "confidence": 0.95,
    "is_secondhand": false,
    "supersedes": null,
    "superseded_by": null,
    "is_current": true,
    "citation": {
      "apa": "Bank of England. (2026). Money and Credit - July 2026. Retrieved September 27, 2026, from https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Via StatOrigin, https://statorigin.org/stat/stat_CFEMWY93AMS3BZG7FEDRQRF90E",
      "bibtex": "@misc{boe2026effectiveqrf90e,\n  author       = {{Bank of England}},\n  title        = {Money and Credit - July 2026},\n  year         = {2026},\n  howpublished = {StatOrigin, https://statorigin.org},\n  url          = {https://statorigin.org/stat/stat_CFEMWY93AMS3BZG7FEDRQRF90E},\n  note         = {Original source: https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Accessed September 27, 2026.}\n}"
    },
    "updated_at": "2026-09-27T15:32:06.228Z",
    "contested_by": [],
    "related": []
  },
  "meta": {
    "attribution": "Data from StatOrigin (https://statorigin.org), CC BY 4.0. Attribution required.",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "docs": "https://statorigin.org/docs/api",
    "total": 1
  }
}