{
  "data": {
    "id": "stat_RSN0VKFEXSN16CZQ3XF0AX2QTZ",
    "url": "https://statorigin.org/stat/stat_RSN0VKFEXSN16CZQ3XF0AX2QTZ",
    "indicator": {
      "slug": "uk-net-consumer-credit-borrowing",
      "name": "Net borrowing of consumer credit by individuals (monthly flow)",
      "definition": "Seasonally adjusted monthly net flow of unsecured consumer credit (credit cards and other loans) to UK individuals."
    },
    "industry": [
      {
        "slug": "banking",
        "name": "Financial service activities, except insurance and pension funding",
        "isic": "K64",
        "is_primary": true
      }
    ],
    "region": {
      "code": "GB",
      "name": "United Kingdom",
      "type": "country"
    },
    "period": {
      "start": "2026-07-01",
      "end": "2026-07-31",
      "type": "month"
    },
    "value": 2,
    "value_text": "£2.0 billion",
    "unit": "GBP",
    "currency": "GBP",
    "scale": "billion",
    "value_type": "actual",
    "source": {
      "org": "Bank of England",
      "org_short_name": "BoE",
      "org_url": "https://www.bankofengland.co.uk",
      "org_tier": 1,
      "document_title": "Money and Credit - July 2026",
      "document_url": "https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026",
      "document_type": "statistical_release",
      "locator": "Key points",
      "quote": "Net borrowing of consumer credit by individuals increased to £2.0 billion in July, from £1.9 billion in June, slightly above the previous 6-month average of £1.9 billion.",
      "evidence_type": "quote",
      "dataset_query": null,
      "dataset_evidence": null,
      "published_date": "2026-09-01",
      "accessed_at": "2026-09-27",
      "license": "see-source",
      "url_status": "ok",
      "self_reported": false
    },
    "verification": "verified",
    "verified_by": "pipeline:quote-verified-v2",
    "verified_at": "2026-09-27T15:25:30.307Z",
    "confidence": 0.95,
    "is_secondhand": false,
    "supersedes": null,
    "superseded_by": null,
    "is_current": true,
    "citation": {
      "apa": "Bank of England. (2026). Money and Credit - July 2026. Retrieved September 27, 2026, from https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Via StatOrigin, https://statorigin.org/stat/stat_RSN0VKFEXSN16CZQ3XF0AX2QTZ",
      "bibtex": "@misc{boe2026consumerax2qtz,\n  author       = {{Bank of England}},\n  title        = {Money and Credit - July 2026},\n  year         = {2026},\n  howpublished = {StatOrigin, https://statorigin.org},\n  url          = {https://statorigin.org/stat/stat_RSN0VKFEXSN16CZQ3XF0AX2QTZ},\n  note         = {Original source: https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Accessed September 27, 2026.}\n}"
    },
    "updated_at": "2026-09-27T15:32:06.228Z",
    "contested_by": [],
    "related": []
  },
  "meta": {
    "attribution": "Data from StatOrigin (https://statorigin.org), CC BY 4.0. Attribution required.",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "docs": "https://statorigin.org/docs/api",
    "total": 1
  }
}