Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years

European Union, September 2025 to January 2026

3.37% January 2026

Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years: European Union, September 2025 to January 2026Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years: European Union, September 2025 to January 2026. 3 observations from September 2025 to January 2026, ranging from 3.37% to 3.39%. Latest value 3.37% (January 2026). % 0 1 2 3 4 Sep 2025 Oct 2025 Nov 2025 Dec 2025 2026 3.4% 3.4%
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years: European Union, September 2025 to January 2026Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years: European Union, September 2025 to January 2026. 3 observations from September 2025 to January 2026, ranging from 3.37% to 3.39%. Latest value 3.37% (January 2026). % 0 1 2 3 4 Sep 2025 Oct 2025 Nov 2025 Dec 2025 2026 3.4% 3.4%
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years: European Union, September 2025 to January 2026Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years: European Union, September 2025 to January 2026. 3 observations from September 2025 to January 2026, ranging from 3.37% to 3.39%. Latest value 3.37% (January 2026). % 0 1 2 3 4 Sep 2025 Oct 2025 Nov 2025 Dec 2025 2026 3.4% 3.4%
View the underlying data
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years: European Union, September 2025 to January 2026
Period Type Value
September 2025 Actual 3.39%
October 2025 Actual 3.37%
January 2026 Actual 3.37%
Chart: StatOrigin · Source: ECB · statorigin.org CC BY 4.0