Combined ratio vs Natural catastrophe insured losses (year to date)
In 2025, combined ratio worldwide was 92.4%; natural catastrophe insured losses (year to date) was 107 billion USD.
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The series
Over time
Global, spaced by time from 2024 to 2025 . Different units, drawn on separate scales and clipped to the years both series publish — earlier history stays on each indicator's own page. Read the values, not the heights.
Combined ratio
Unit: % · 2 observations
Natural catastrophe insured losses (year to date)
Unit: billion USD · 2 observations
Shared periods
Side by side
Only 2 periods are published for both series. Comparing anything else would mean comparing different years.
| Period | Combined ratio | Natural catastrophe insured losses (year to date) |
|---|---|---|
| 2024 | 90.3% | 137 billion USD |
| 2025 | 92.4% | 107 billion USD |
Provenance
Where these numbers come from
Combined ratio
The ratio of net claims incurred and operating expenses to net insurance revenue in primary insurance.
2 observations in Global · source organisations: Munich Re
Natural catastrophe insured losses (year to date)
Total insured losses caused by natural catastrophe events.
6 observations in Global · source organisations: Munich Re, Swiss Re
Data published under CC BY 4.0. Series A as JSON · Series B as JSON
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