Composite cost of borrowing for new corporate loans vs Adjusted loans to households annual growth rate in European Union

In 2026, composite cost of borrowing for new corporate loans in European Union stood at 3.62%, against 3.1% for adjusted loans to households annual growth rate.

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European Union, spaced by time. Both series are in %, so they share one axis; the legend names each line.

Composite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate

Unit: % · 24 observations

2 series · one axis

No figure published for these periods

Composite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate: European UnionComposite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate. 2 indicators on one axis: Composite cost of borrowing for new corporate loans, Adjusted loans to households annual growth rate. 24 observations from February 2025 to July 2026, ranging from 1.5% to 4.1%. Latest values: Composite cost of borrowing for new corporate loans 3.62% (April 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 5 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 Jul 2026 2026 3.6% 3.1% Composite cost of borrowing for new corporate loans Adjusted loans to households annual growth rate
Composite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate: European UnionComposite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate. 2 indicators on one axis: Composite cost of borrowing for new corporate loans, Adjusted loans to households annual growth rate. 24 observations from February 2025 to July 2026, ranging from 1.5% to 4.1%. Latest values: Composite cost of borrowing for new corporate loans 3.62% (April 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 5 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 Jul 2026 2026 3.6% 3.1% Composite cost of borrowing for new corporate loans Adjusted loans to households annual growth rate
Composite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate: European UnionComposite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate. 2 indicators on one axis: Composite cost of borrowing for new corporate loans, Adjusted loans to households annual growth rate. 24 observations from February 2025 to July 2026, ranging from 1.5% to 4.1%. Latest values: Composite cost of borrowing for new corporate loans 3.62% (April 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 5 Mar 2025 Jul 2025 May 2026 2026 3.6% 3.1% Composite cost of borrowing for new corporate loans Adjusted loans to households annual growth rate
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Composite cost of borrowing for new corporate loans and Adjusted loans to households annual growth rate: European Union
Indicator Period Type Value
Composite cost of borrowing for new corporate loans April 2026 Actual 3.62%
Composite cost of borrowing for new corporate loans January 2026 Actual 3.57%
Composite cost of borrowing for new corporate loans November 2025 Actual 3.5%
Composite cost of borrowing for new corporate loans July 2025 Actual 3.52%
Composite cost of borrowing for new corporate loans June 2025 Actual 3.61%
Composite cost of borrowing for new corporate loans May 2025 Actual 3.65%
Composite cost of borrowing for new corporate loans February 2025 Actual 4.1%
Adjusted loans to households annual growth rate July 2026 Actual 3.1%
Adjusted loans to households annual growth rate June 2026 Actual 3%
Adjusted loans to households annual growth rate May 2026 Actual 3.1%
Adjusted loans to households annual growth rate April 2026 Actual 3%
Adjusted loans to households annual growth rate March 2026 Actual 3%
Adjusted loans to households annual growth rate February 2026 Actual 3%
Adjusted loans to households annual growth rate January 2026 Actual 3%
Adjusted loans to households annual growth rate November 2025 Actual 2.9%
Adjusted loans to households annual growth rate October 2025 Actual 2.8%
Adjusted loans to households annual growth rate September 2025 Actual 2.6%
Adjusted loans to households annual growth rate August 2025 Actual 2.5%
Adjusted loans to households annual growth rate July 2025 Actual 2.4%
Adjusted loans to households annual growth rate June 2025 Actual 2.2%
Adjusted loans to households annual growth rate May 2025 Actual 2%
Adjusted loans to households annual growth rate April 2025 Actual 1.9%
Adjusted loans to households annual growth rate March 2025 Actual 1.7%
Adjusted loans to households annual growth rate February 2025 Actual 1.5%

Shared periods

Side by side

Only 2 periods are published for both series in European Union. Comparing anything else would mean comparing different years.

Period Composite cost of borrowing for new corporate loans Adjusted loans to households annual growth rate
2025 3.5% 2.9%
2026 3.62% 3.1%

Provenance

Where these numbers come from

Composite cost of borrowing for new corporate loans

Weighted average interest rate across all new loans to corporations, combining all instrument and rate-fixation categories.

7 observations in European Union · source organisations: ECB

Adjusted loans to households annual growth rate

Annual percentage growth rate of loans to households adjusted for loan sales, securitisation, and notional cash pooling.

17 observations in European Union · source organisations: ECB

Data published under CC BY 4.0. Series A as JSON · Series B as JSON

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