Major-loss ratio vs Insurance premium growth (real)

In 2025, major-loss ratio worldwide stood at 9.4%, against 3.9% for insurance premium growth (real).

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The series

Over time

Global, spaced by time. Both series are in %, so they share one axis; the legend names each line.

Major-loss ratio and Insurance premium growth (real)

Unit: % · 6 observations

2 series · one axis

Forecast: dashed line, hollow markers, shaded band No figure published for these periods

Major-loss ratio and Insurance premium growth (real): GlobalMajor-loss ratio and Insurance premium growth (real). 2 indicators on one axis: Major-loss ratio, Insurance premium growth (real). 6 observations from 2019–2023 to 2026, ranging from 1.6% to 15%, of which 1 are forecasts. Latest values: Major-loss ratio 9.4% (2025); Insurance premium growth (real) 2.3% (2026). % 0 3 6 9 12 15 2019 2020 2021 2022 2023 2024 2025 2026 FORECAST 9.4% Major-loss ratio Insurance premium growth (real) 2.3%
Major-loss ratio and Insurance premium growth (real): GlobalMajor-loss ratio and Insurance premium growth (real). 2 indicators on one axis: Major-loss ratio, Insurance premium growth (real). 6 observations from 2019–2023 to 2026, ranging from 1.6% to 15%, of which 1 are forecasts. Latest values: Major-loss ratio 9.4% (2025); Insurance premium growth (real) 2.3% (2026). % 0 5 10 15 2019 2020 2021 2022 2023 2024 2025 2026 FORECAST 9.4% Major-loss ratio Insurance premium growth (real) 2.3%
Major-loss ratio and Insurance premium growth (real): GlobalMajor-loss ratio and Insurance premium growth (real). 2 indicators on one axis: Major-loss ratio, Insurance premium growth (real). 6 observations from 2019–2023 to 2026, ranging from 1.6% to 15%, of which 1 are forecasts. Latest values: Major-loss ratio 9.4% (2025); Insurance premium growth (real) 2.3% (2026). % 0 5 10 15 2019 2020 2021 2022 2023 2024 2025 2026 FORECAST 9.4% Major-loss ratio Insurance premium growth (real) 2.3%
View the underlying data
Major-loss ratio and Insurance premium growth (real): Global
Indicator Period Type Value
Major-loss ratio 2025 Actual 9.4%
Major-loss ratio 2024 Actual 15%
Insurance premium growth (real) 2026 Forecast 2.3%
Insurance premium growth (real) 2025 Actual 3.9%
Insurance premium growth (real) 2024 Actual 5.2%
Insurance premium growth (real) 2019–2023 Actual 1.6%
Source: Munich Re, Swiss Re · CC BY 4.0 · Major-loss ratio · Insurance premium growth (real)

Shared periods

Side by side

Only 2 periods are published for both series. Comparing anything else would mean comparing different years.

Period Major-loss ratio Insurance premium growth (real)
2024 15% 5.2%
2025 9.4% 3.9%

Provenance

Where these numbers come from

Major-loss ratio

Major-loss expenditure expressed as a percentage of net insurance revenue in property-casualty reinsurance.

2 observations in Global · source organisations: Munich Re

Insurance premium growth (real)

Annual real (inflation-adjusted) growth rate of total insurance premiums across life and non-life business.

4 observations in Global · source organisations: Swiss Re

Data published under CC BY 4.0. Series A as JSON · Series B as JSON

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