Major-loss ratio vs Life insurance premium growth (real)

In 2025, major-loss ratio worldwide stood at 9.4%, against 2.7% (forecast) for life insurance premium growth (real).

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The series

Over time

Global, spaced by time. Both series are in %, so they share one axis; the legend names each line.

Major-loss ratio and Life insurance premium growth (real)

Unit: % · 8 observations

2 series · one axis

Forecast: dashed line, hollow markers, shaded band Estimates are listed as such in the table below No figure published for these periods

Major-loss ratio and Life insurance premium growth (real): GlobalMajor-loss ratio and Life insurance premium growth (real). 2 indicators on one axis: Major-loss ratio, Life insurance premium growth (real). 8 observations from 2014–2023 to 2026–2027, ranging from -4.7% to 15%, of which 2 are forecasts. Latest values: Major-loss ratio 9.4% (2025); Life insurance premium growth (real) 2.3% (2026–2027). % -5 0 5 10 15 2014 2016 2018 2020 2022 2024 2026 FORECAST 9.4% Major-loss ratio Life insurance premium growth (real) 2.3%
Major-loss ratio and Life insurance premium growth (real): GlobalMajor-loss ratio and Life insurance premium growth (real). 2 indicators on one axis: Major-loss ratio, Life insurance premium growth (real). 8 observations from 2014–2023 to 2026–2027, ranging from -4.7% to 15%, of which 2 are forecasts. Latest values: Major-loss ratio 9.4% (2025); Life insurance premium growth (real) 2.3% (2026–2027). % -5 0 5 10 15 2014 2016 2018 2020 2022 2024 2026 FORECAST 9.4% Major-loss ratio Life insurance premium growth (real) 2.3%
Major-loss ratio and Life insurance premium growth (real): GlobalMajor-loss ratio and Life insurance premium growth (real). 2 indicators on one axis: Major-loss ratio, Life insurance premium growth (real). 8 observations from 2014–2023 to 2026–2027, ranging from -4.7% to 15%, of which 2 are forecasts. Latest values: Major-loss ratio 9.4% (2025); Life insurance premium growth (real) 2.3% (2026–2027). % -5 0 5 10 15 2014 2016 2018 2020 2022 2024 2026 FORECAST 9.4% Major-loss ratio Life insurance premium growth (real) 2.3%
View the underlying data
Major-loss ratio and Life insurance premium growth (real): Global
Indicator Period Type Value
Major-loss ratio 2025 Actual 9.4%
Major-loss ratio 2024 Actual 15%
Life insurance premium growth (real) 2026–2027 Forecast 2.3%
Life insurance premium growth (real) 2025 Forecast 2.7%
Life insurance premium growth (real) 2024 Estimate 2.9%
Life insurance premium growth (real) 2023 Actual 8.4%
Life insurance premium growth (real) 2022 Actual -4.7%
Life insurance premium growth (real) 2014–2023 Actual 0.8%
Source: Munich Re, Swiss Re · CC BY 4.0 · Major-loss ratio · Life insurance premium growth (real)

Shared periods

Side by side

Only 2 periods are published for both series. Comparing anything else would mean comparing different years.

Period Major-loss ratio Life insurance premium growth (real)
2024 15% 2.9%
2025 9.4% 2.7%

Provenance

Where these numbers come from

Major-loss ratio

Major-loss expenditure expressed as a percentage of net insurance revenue in property-casualty reinsurance.

2 observations in Global · source organisations: Munich Re

Life insurance premium growth (real)

Annual real (inflation-adjusted) growth rate of life insurance premiums.

6 observations in Global · source organisations: Swiss Re

Data published under CC BY 4.0. Series A as JSON · Series B as JSON

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