Solvency ratio vs Insurance premium growth (real)

In 2025, solvency ratio worldwide stood at 298%, against 3.9% for insurance premium growth (real).

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Global, spaced by time. Both series are in %, so they share one axis; the legend names each line.

Solvency ratio and Insurance premium growth (real)

Unit: % · 6 observations

2 series · one axis

Forecast: dashed line, hollow markers, shaded band No figure published for these periods

Solvency ratio and Insurance premium growth (real): GlobalSolvency ratio and Insurance premium growth (real). 2 indicators on one axis: Solvency ratio, Insurance premium growth (real). 6 observations from 2019–2023 to 2026, ranging from 1.6% to 298%, of which 1 are forecasts. Latest values: Solvency ratio 298% (end of 2025); Insurance premium growth (real) 2.3% (2026). % 0 100 200 300 2019 2020 2021 2022 2023 2024 2025 2026 FORECAST 298% Solvency ratio Insurance premium growth (real) 2.3%
Solvency ratio and Insurance premium growth (real): GlobalSolvency ratio and Insurance premium growth (real). 2 indicators on one axis: Solvency ratio, Insurance premium growth (real). 6 observations from 2019–2023 to 2026, ranging from 1.6% to 298%, of which 1 are forecasts. Latest values: Solvency ratio 298% (end of 2025); Insurance premium growth (real) 2.3% (2026). % 0 100 200 300 2019 2020 2021 2022 2023 2024 2025 2026 FORECAST 298% Solvency ratio Insurance premium growth (real) 2.3%
Solvency ratio and Insurance premium growth (real): GlobalSolvency ratio and Insurance premium growth (real). 2 indicators on one axis: Solvency ratio, Insurance premium growth (real). 6 observations from 2019–2023 to 2026, ranging from 1.6% to 298%, of which 1 are forecasts. Latest values: Solvency ratio 298% (end of 2025); Insurance premium growth (real) 2.3% (2026). % 0 100 200 300 2019 2020 2021 2022 2023 2024 2025 2026 FORECAST 298% Solvency ratio Insurance premium growth (real) 2.3%
View the underlying data
Solvency ratio and Insurance premium growth (real): Global
Indicator Period Type Value
Solvency ratio end of 2025 Actual 298%
Solvency ratio end of 2024 Actual 287%
Insurance premium growth (real) 2026 Forecast 2.3%
Insurance premium growth (real) 2025 Actual 3.9%
Insurance premium growth (real) 2024 Actual 5.2%
Insurance premium growth (real) 2019–2023 Actual 1.6%
Source: Munich Re, Swiss Re · CC BY 4.0 · Solvency ratio · Insurance premium growth (real)

Shared periods

Side by side

Only 2 periods are published for both series. Comparing anything else would mean comparing different years.

Period Solvency ratio Insurance premium growth (real)
2024 287% 5.2%
2025 298% 3.9%

Provenance

Where these numbers come from

Solvency ratio

Ratio of eligible own funds to the solvency capital requirement under applicable regulatory standards.

2 observations in Global · source organisations: Munich Re

Insurance premium growth (real)

Annual real (inflation-adjusted) growth rate of total insurance premiums across life and non-life business.

4 observations in Global · source organisations: Swiss Re

Data published under CC BY 4.0. Series A as JSON · Series B as JSON

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