Total insurance protection gap vs Natural catastrophe insured losses (year to date)
In 2023, total insurance protection gap worldwide stood at 1.83 trillion USD, against 108 billion USD for natural catastrophe insured losses (year to date).
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Global, spaced by time. Both series are in billion USD, so they share one axis; the legend names each line.
Total insurance protection gap and Natural catastrophe insured losses (year to date)
Unit: billion USD · 8 observations
Estimates are listed as such in the table below No figure published for these periods
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| Indicator | Period | Type | Value |
|---|---|---|---|
| Total insurance protection gap | 2023 | Estimate | 1,830 billion USD |
| Total insurance protection gap | 2022 | Actual | 1,770 billion USD |
| Natural catastrophe insured losses (year to date) | as of 30 Jun 2026 | Estimate | 44 billion USD |
| Natural catastrophe insured losses (year to date) | 2025 | Actual | 107 billion USD |
| Natural catastrophe insured losses (year to date) | 2024 | Actual | 137 billion USD |
| Natural catastrophe insured losses (year to date) | 2023 | Actual | 108 billion USD |
| Natural catastrophe insured losses (year to date) | 2021–2025 | Actual | 66 billion USD |
| Natural catastrophe insured losses (year to date) | 2016–2025 | Actual | 50 billion USD |
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Only one period is published for both series. Comparing anything else would mean comparing different years.
| Period | Total insurance protection gap | Natural catastrophe insured losses (year to date) |
|---|---|---|
| 2023 | 1.83 trillion USD | 108 billion USD |
Provenance
Where these numbers come from
Total insurance protection gap
Uninsured portion of resources needed to fully mitigate risk across perils, measured in premium equivalent terms.
2 observations in Global · source organisations: Swiss Re
Natural catastrophe insured losses (year to date)
Total insured losses caused by natural catastrophe events.
6 observations in Global · source organisations: Munich Re, Swiss Re
Data published under CC BY 4.0. Series A as JSON · Series B as JSON
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