Interest rate on overnight deposits from households vs Adjusted loans to households annual growth rate in European Union

In 2026, interest rate on overnight deposits from households in European Union stood at 0.27%, against 3.1% for adjusted loans to households annual growth rate.

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Interest rate on overnight deposits from households and Adjusted loans to households annual growth rate

Unit: % · 28 observations

2 series · one axis
Interest rate on overnight deposits from households and Adjusted loans to households annual growth rate: European UnionInterest rate on overnight deposits from households and Adjusted loans to households annual growth rate. 2 indicators on one axis: Interest rate on overnight deposits from households, Adjusted loans to households annual growth rate. 28 observations from February 2025 to July 2026, ranging from 0.25% to 3.1%. Latest values: Interest rate on overnight deposits from households 0.27% (May 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 Jul 2026 2026 0.3% 3.1% Interest rate on overnight deposits from households Adjusted loans to households annual growth rate
Interest rate on overnight deposits from households and Adjusted loans to households annual growth rate: European UnionInterest rate on overnight deposits from households and Adjusted loans to households annual growth rate. 2 indicators on one axis: Interest rate on overnight deposits from households, Adjusted loans to households annual growth rate. 28 observations from February 2025 to July 2026, ranging from 0.25% to 3.1%. Latest values: Interest rate on overnight deposits from households 0.27% (May 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 Jul 2026 2026 0.3% 3.1% Interest rate on overnight deposits from households Adjusted loans to households annual growth rate
Interest rate on overnight deposits from households and Adjusted loans to households annual growth rate: European UnionInterest rate on overnight deposits from households and Adjusted loans to households annual growth rate. 2 indicators on one axis: Interest rate on overnight deposits from households, Adjusted loans to households annual growth rate. 28 observations from February 2025 to July 2026, ranging from 0.25% to 3.1%. Latest values: Interest rate on overnight deposits from households 0.27% (May 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 Mar 2025 Jul 2025 May 2026 2026 0.3% 3.1% Interest rate on overnight deposits from households Adjusted loans to households annual growth rate
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Interest rate on overnight deposits from households and Adjusted loans to households annual growth rate: European Union
Indicator Period Type Value
Interest rate on overnight deposits from households May 2026 Actual 0.27%
Interest rate on overnight deposits from households April 2026 Actual 0.26%
Interest rate on overnight deposits from households March 2026 Actual 0.26%
Interest rate on overnight deposits from households February 2026 Actual 0.25%
Interest rate on overnight deposits from households December 2025 Actual 0.25%
Interest rate on overnight deposits from households November 2025 Actual 0.25%
Interest rate on overnight deposits from households September 2025 Actual 0.25%
Interest rate on overnight deposits from households August 2025 Actual 0.25%
Interest rate on overnight deposits from households July 2025 Actual 0.25%
Interest rate on overnight deposits from households June 2025 Actual 0.27%
Interest rate on overnight deposits from households February 2025 Actual 0.32%
Adjusted loans to households annual growth rate July 2026 Actual 3.1%
Adjusted loans to households annual growth rate June 2026 Actual 3%
Adjusted loans to households annual growth rate May 2026 Actual 3.1%
Adjusted loans to households annual growth rate April 2026 Actual 3%
Adjusted loans to households annual growth rate March 2026 Actual 3%
Adjusted loans to households annual growth rate February 2026 Actual 3%
Adjusted loans to households annual growth rate January 2026 Actual 3%
Adjusted loans to households annual growth rate November 2025 Actual 2.9%
Adjusted loans to households annual growth rate October 2025 Actual 2.8%
Adjusted loans to households annual growth rate September 2025 Actual 2.6%
Adjusted loans to households annual growth rate August 2025 Actual 2.5%
Adjusted loans to households annual growth rate July 2025 Actual 2.4%
Adjusted loans to households annual growth rate June 2025 Actual 2.2%
Adjusted loans to households annual growth rate May 2025 Actual 2%
Adjusted loans to households annual growth rate April 2025 Actual 1.9%
Adjusted loans to households annual growth rate March 2025 Actual 1.7%
Adjusted loans to households annual growth rate February 2025 Actual 1.5%

Shared periods

Side by side

Only 2 periods are published for both series in European Union. Comparing anything else would mean comparing different years.

Period Interest rate on overnight deposits from households Adjusted loans to households annual growth rate
2025 0.25% 2.9%
2026 0.27% 3.1%

Provenance

Where these numbers come from

Interest rate on overnight deposits from households

Average bank interest rate on overnight deposits placed by households.

11 observations in European Union · source organisations: ECB

Adjusted loans to households annual growth rate

Annual percentage growth rate of loans to households adjusted for loan sales, securitisation, and notional cash pooling.

17 observations in European Union · source organisations: ECB

Data published under CC BY 4.0. Series A as JSON · Series B as JSON

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