Bank interest rate on new loans to households for consumption

Average interest rate charged by banks on new loans to households for consumer credit.

Unit Percent Industry Banking

Records
3
Regions
1
Period
2025–2026
Sources
1
Verification 3 verified data points Verified 15 Sep 2026 Next update Sources typically refresh monthly

The chart

Over time

European Union over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Bank interest rate on new loans to households for consumption

European Union, May 2025 to January 2026

3 observations · May 2025 to January 2026
Bank interest rate on new loans to households for consumptionBank interest rate on new loans to households for consumption. 3 observations from May 2025 to January 2026, ranging from 7.33% to 7.53%. Latest value 7.51% (January 2026). % 0 2 4 6 8 May 2025 Jun 2025 Jul 2025 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 2026 7.5% 7.5%
Bank interest rate on new loans to households for consumptionBank interest rate on new loans to households for consumption. 3 observations from May 2025 to January 2026, ranging from 7.33% to 7.53%. Latest value 7.51% (January 2026). % 0 3 6 9 May 2025 Jun 2025 Jul 2025 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 2026 7.5% 7.5%
Bank interest rate on new loans to households for consumptionBank interest rate on new loans to households for consumption. 3 observations from May 2025 to January 2026, ranging from 7.33% to 7.53%. Latest value 7.51% (January 2026). % 0 3 6 9 Jun 2025 Aug 2025 Oct 2025 Dec 2025 7.5% 7.5%
View the underlying data
Bank interest rate on new loans to households for consumption
Period Type Value
May 2025 Actual 7.53%
October 2025 Actual 7.33%
January 2026 Actual 7.51%
Source: ECB · CC BY 4.0 · statorigin.org
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<p><a href="https://statorigin.org/indicators/bank-interest-rate-on-new-loans-to-households-for-consumption">Bank interest rate on new loans to households for consumption</a> — data from StatOrigin, CC BY 4.0</p>
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Every record

All records

3 records · 1 region · 2025–2026

Bank interest rate on new loans to households for consumption: every record, grouped by region, newest first.
Period Value Source Type
European Union 3 records
January 2026 7.51% ECB · 31 Jan 2026 actual
October 2025 7.33% ECB · 31 Oct 2025 actual
May 2025 7.53% ECB · 31 May 2025 actual

Primary documents

Sources

3 documents. Each links to the publisher's own copy.

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StatOrigin. (2026). Bank interest rate on new loans to households for consumption. Retrieved from https://statorigin.org/indicators/bank-interest-rate-on-new-loans-to-households-for-consumption