Bank interest rate on new loans to households for consumption
Average interest rate charged by banks on new loans to households for consumer credit.
Unit Percent Industry Banking
The chart
Over time
European Union over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.
Bank interest rate on new loans to households for consumption
European Union, May 2025 to January 2026
View the underlying data
| Period | Type | Value |
|---|---|---|
| May 2025 | Actual | 7.53% |
| October 2025 | Actual | 7.33% |
| January 2026 | Actual | 7.51% |
Every record
All records
3 records · 1 region · 2025–2026
| Period | Value | Source | Type |
|---|---|---|---|
| European Union 3 records | |||
| January 2026 | 7.51% | ECB · 31 Jan 2026 | actual |
| October 2025 | 7.33% | ECB · 31 Oct 2025 | actual |
| May 2025 | 7.53% | ECB · 31 May 2025 | actual |
Primary documents
Sources
3 documents. Each links to the publisher's own copy.
| Document | Publisher | Published | Data points |
|---|---|---|---|
| Euro area bank interest rate statistics: January 2026 | ECB | — | 1 |
| Euro area bank interest rate statistics: October 2025 | ECB | — | 1 |
| Euro area bank interest rate statistics: May 2025 | ECB | — | 1 |
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StatOrigin. (2026). Bank interest rate on new loans to households for consumption. Retrieved from https://statorigin.org/indicators/bank-interest-rate-on-new-loans-to-households-for-consumption