Composite cost of borrowing for new corporate loans
3.64%Euro area, May 2026
0 ppsince April 2026
Source: ECB
ISIC K64 · Industry hub · 5 publishers
Banking statistics
355 verified figures across 63 measures of the banking industry, from 5 publishers in 4 regions. Every number opens the report and sentence it was taken from.
Interest rate on corporate overnight deposits
0.53%Euro area, May 2026
0 ppsince April 2026
Source: ECB
Interest rate on overnight deposits from households
0.27%Euro area, May 2026
0 ppsince April 2026
Source: ECB
Aggregate bank net income (quarterly)
90.1 billion USDUnited States, Q2 2026
+12%since Q1 2026
Source: FDIC
Key findings
The most quotable figures in this dataset, each with its publisher. Copy a citation or open the record to read the source sentence.
Market size and output 2
Growth and change 5
- Monthly change in composite cost of borrowing for new housing loans to households in the Euro area was 4 basis points in May 2026 (ECB). ECB ↗ T1 Official
- Monthly change in composite interest rate on new household deposits with agreed maturity in the Euro area was 5 basis points in May 2026 (ECB). ECB ↗ T1 Official
- Adjusted loans to households annual growth rate in the Euro area was 3% in June 2026 (ECB). ECB ↗ T1 Official
- Adjusted loans to non-financial corporations annual growth rate in the Euro area was 4% in June 2026 (ECB). ECB ↗ T1 Official
- Adjusted loans to the private sector annual growth rate in the Euro area was 3.5% in March 2026 (ECB). ECB ↗ T1 Official
Prices and costs 5
- Composite interest rate on new corporate deposits with agreed maturity in the Euro area was 2% in April 2026 (ECB). ECB ↗ T1 Official
- Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years in the Euro area was 3.43% in April 2026 (ECB). ECB ↗ T1 Official
- Bank interest rate on new deposits from corporations with agreed maturity up to one year in the Euro area was 1.94% in March 2026 (ECB). ECB ↗ T1 Official
- Composite cost of borrowing for new corporate loans in the Euro area was 3.64% in May 2026 (ECB). ECB ↗ T1 Official
- Composite cost of borrowing for new housing loans to households in the Euro area was 3.48% in May 2026 (ECB). ECB ↗ T1 Official
Adoption and share 1
- Share of mutual banking organizations with less than 3 billion USD in assets in the United States was more than 90% as of 31 July 2026 (Fed). Fed ↗ T1 Official
Other measures 1
- Deposit Insurance Fund reserve ratio in the United States was 1.48% as of 30 June 2026 (FDIC). FDIC ↗ T1 Official
Charts
The best-covered series in this dataset. Every chart can be embedded with its attribution line, and its underlying data is one click below it.
Adjusted loans to non-financial corporations annual growth rate
Euro area, January 2025 to July 2026
No figure published for these periods
View the underlying data
| Period | Type | Value |
|---|---|---|
| January 2025 | Actual | 2% |
| February 2025 | Actual | 2.2% |
| March 2025 | Actual | 2.3% |
| April 2025 | Actual | 2.6% |
| May 2025 | Actual | 2.5% |
| June 2025 | Actual | 2.7% |
| July 2025 | Actual | 2.8% |
| August 2025 | Actual | 3% |
| September 2025 | Actual | 2.9% |
| October 2025 | Actual | 2.9% |
| November 2025 | Actual | 3.1% |
| February 2026 | Actual | 2.9% |
| March 2026 | Actual | 3.2% |
| April 2026 | Actual | 3.4% |
| May 2026 | Actual | 4% |
| June 2026 | Actual | 4% |
| July 2026 | Actual | 4.4% |
Source: ECB · percent · CC BY 4.0 · statorigin.org
Adjusted loans to households annual growth rate
Euro area, January 2025 to July 2026
No figure published for these periods
View the underlying data
| Period | Type | Value |
|---|---|---|
| January 2025 | Actual | 1.3% |
| February 2025 | Actual | 1.5% |
| March 2025 | Actual | 1.7% |
| April 2025 | Actual | 1.9% |
| May 2025 | Actual | 2% |
| June 2025 | Actual | 2.2% |
| July 2025 | Actual | 2.4% |
| August 2025 | Actual | 2.5% |
| September 2025 | Actual | 2.6% |
| October 2025 | Actual | 2.8% |
| November 2025 | Actual | 2.9% |
| February 2026 | Actual | 3% |
| March 2026 | Actual | 3% |
| April 2026 | Actual | 3% |
| June 2026 | Actual | 3% |
| July 2026 | Actual | 3.1% |
Source: ECB · percent · CC BY 4.0 · statorigin.org
Composite cost of borrowing for new corporate loans
Euro area, February 2025 to May 2026
No figure published for these periods
View the underlying data
| Period | Type | Value |
|---|---|---|
| February 2025 | Actual | 4.1% |
| May 2025 | Actual | 3.65% |
| June 2025 | Actual | 3.61% |
| July 2025 | Actual | 3.52% |
| August 2025 | Actual | 3.46% |
| September 2025 | Actual | 3.49% |
| October 2025 | Actual | 3.51% |
| November 2025 | Actual | 3.5% |
| December 2025 | Actual | 3.57% |
| January 2026 | Actual | 3.57% |
| February 2026 | Actual | 3.51% |
| March 2026 | Actual | 3.59% |
| April 2026 | Actual | 3.62% |
| May 2026 | Actual | 3.64% |
Source: ECB · percent · CC BY 4.0 · statorigin.org
Composite cost of borrowing for new housing loans to households
Euro area, February 2025 to May 2026
No figure published for these periods
View the underlying data
| Period | Type | Value |
|---|---|---|
| February 2025 | Actual | 3.33% |
| May 2025 | Actual | 3.3% |
| June 2025 | Actual | 3.3% |
| July 2025 | Actual | 3.28% |
| August 2025 | Actual | 3.31% |
| September 2025 | Actual | 3.31% |
| October 2025 | Actual | 3.31% |
| November 2025 | Actual | 3.3% |
| December 2025 | Actual | 3.32% |
| January 2026 | Actual | 3.35% |
| February 2026 | Actual | 3.37% |
| March 2026 | Actual | 3.35% |
| April 2026 | Actual | 3.44% |
| May 2026 | Actual | 3.48% |
Source: ECB · percent · CC BY 4.0 · statorigin.org
Banking statistics by topic
Each topic gathers one measure across every country and year, with its own country pages and rankings.
Every measure in this dataset
Latest value for each measure, the change from the previous period, and its trend. The full records, with provenance columns, are in the CSV download.
Lending rate 13
The interest rate charged by financial institutions on loans extended to borrowers. 13 slices on this page.
Composite cost of borrowing for new housing loans to households 3.48% 0 pp since April 2026 ECB 14 records
Interest rate on new housing loans to households with floating rate and fixation up to one year 3.6% 0 pp since April 2026 ECB 12 records
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 3.43% +0.1 pp since March 2026 ECB 5 records
Interest rate on new housing loans with initial rate fixation over five and up to ten years 3.61% +0.1 pp since March 2026 ECB 4 records
Interest rate on new corporate loans over EUR 1 million with floating rate and initial rate fixation up to three months 3.31% +0.1 pp since July 2025 ECB 3 records
Interest rate on new corporate loans over EUR 1 million with initial rate fixation over three months and up to one year 3.5% +0.1 pp since July 2025 ECB 3 records
Show 5 more measures
- Interest rate on new corporate loans up to EUR 250,000 with floating rate and initial rate fixation up to three months 3.7%
- Interest rate on new housing loans with initial rate fixation over ten years 3.31%
- Effective interest rate on new bank loans to private non-financial corporations 5.62%
- Effective interest rate on newly drawn mortgages 4.45%
- Monthly change in composite cost of borrowing for new housing loans to households 4 basis points
Deposit rate 9
The interest rate paid by financial institutions on deposits placed by customers. 9 slices on this page.
Composite interest rate on new corporate deposits with agreed maturity 2.04% 0 pp since April 2026 ECB 13 records
Composite interest rate on new household deposits with agreed maturity 1.96% +0.1 pp since April 2026 ECB 13 records
Interest rate on new household deposits with agreed maturity up to one year 1.91% 0 pp since April 2026 ECB 11 records
Bank interest rate on new deposits from corporations with agreed maturity up to one year 1.94% 0 pp since January 2026 ECB 4 records
Monthly change in composite interest rate on new corporate deposits with agreed maturity 4 basis points ECB 1 record
Show 1 more measure
Bank deposits 6
Funds placed into banking institutions by depositors. 6 slices on this page.
Households' net deposits with banks and building societies (monthly flow) 3.8 billion GBP BoE 1 record
Deposits placed by non-financial corporations annual growth rate 5.3% +1.1 pp since May 2026 ECB 14 records
Short-term deposits other than overnight deposits annual growth rate 3.8% +1 pp since June 2026 ECB 14 records
Deposits placed by investment funds other than money market funds annual growth rate 1.8% +0.2 pp since June 2026 ECB 7 records
Bank loans 6
Total financing provided by credit institutions to borrowers. 6 slices on this page.
Adjusted loans to non-financial corporations annual growth rate 4.4% +0.4 pp since June 2026 ECB 19 records
Adjusted loans to the private sector annual growth rate 3.5% +0.1 pp since November 2025 ECB 6 records
Net income 5
Total profit or loss of an entity after all expenses, taxes, and charges. 5 slices on this page.
Money supply 4
The total amount of monetary assets available in an economy at a specific time. 4 slices on this page.
Broad monetary aggregate M3 three-month average annual growth rate 3.2% +0.2 pp since March–May 2026 ECB 14 records
Monetary financial institution claims 3
Total financial assets and credit claims held by monetary financial institutions on other counterparties. 3 slices on this page.
Mortgage lending 3
Secured lending extended to individuals for house purchase. 3 slices on this page.
Net interest margin 3
The difference between interest income earned and interest expenses paid, expressed as a proportion of interest-earning assets. 3 slices on this page.
Credit 2
The total amount of credit extended by financial institutions to borrowers. 2 slices on this page.
Deposit insurance reserve ratio 2
The ratio of a deposit insurance fund's reserves to total estimated insured deposits. 2 slices on this page.
Return on assets 2
Net income generated by an institution expressed as a percentage of its total assets. 2 slices on this page.
Measures with one series 5
One slice each, so they have nothing to add up with on this page.
Number of insured commercial banks and savings institutions 4,238 −0.9% since Q1 2026 FDIC 3 records
63 measures. Each name opens the full series; each value opens the record with its source evidence.
Answered from the data
Common questions
How big is the banking market in the United States?
Aggregate bank net income in the United States was 90.1 billion USD in Q2 2026 (FDIC).
How fast is the banking market growing?
Aggregate bank net income quarterly growth rate in the United States was 12% in Q2 2026 (FDIC).
Where does this banking data come from?
Every figure on this page traces to a primary source: 5 organisations publish the underlying data, and the observed figures span 2024 to 2026. The full source table lists each report, its publication date and the original link.
How often is this page updated?
The dataset was last verified on 27 September 2026. Annual series are refreshed when the publisher releases a new edition; corrections are accepted at any time and answered within 48 hours.
Which countries have the most banking data?
2 countries have at least one banking figure on this page. The best covered are the United States (35 records) and the United Kingdom (11).
Which banking measures have the longest record here?
The page tracks 62 measures. The most complete series are adjusted loans to non-financial corporations annual growth rate (19 records), broad monetary aggregate M3 annual growth rate (19 records) and narrow monetary aggregate M1 annual growth rate (17 records).
Sources
Every document behind this page, with the date we read it and whether the link still resolves. All 355 collected records are published as verified.
| Document | Publisher | Authority tier | Published | Accessed | Locator | Data points |
|---|---|---|---|---|---|---|
| Money and Credit - July 2026 Statistical release | BoE | T1 Official | 1 Sep 2026 | 27 Sep 2026 | Lending to and deposits from businesses — Businesses’ borrowing from banks (M&C Tables G-I); Lending to and deposits from individuals — Consumer credit (M&C Tables B and C); Lending to and deposits from individuals — Households’ deposits (M&C Table J) | 11 |
| EBA ESG risk dashboard shows stable climate risk exposures and continued improvements in data quality Press release | EBA | T1 Official | — | 15 Sep 2026 | EBA ESG risk dashboard shows stable climate risk exposures and continued improvements in data quality | 1 |
| Monetary developments in the euro area: July 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: July 2026; Components of the broad monetary aggregate M3 | 17 |
| Monetary developments in the euro area: April 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: April 2026; Components of the broad monetary aggregate M3 | 15 |
| Monetary developments in the euro area: March 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: March 2026; Claims on euro area residents; Components of the broad monetary aggregate M3 | 7 |
| Monetary developments in the euro area: February 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: February 2026 | 2 |
| Monetary developments in the euro area: November 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: November 2025; Claims on euro area residents; Components of the broad monetary aggregate M3 | 5 |
| Monetary developments in the euro area: October 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: October 2025; Components of the broad monetary aggregate M3 | 5 |
| Monetary developments in the euro area: September 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: September 2025; Components of the broad monetary aggregate M3 | 16 |
| Monetary developments in the euro area: July 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: July 2025; Components of the broad monetary aggregate M3 | 13 |
| Monetary developments in the euro area: June 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: June 2025; Claims on euro area residents; Components of the broad monetary aggregate M3 | 25 |
| Monetary developments in the euro area: May 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: May 2025; Components of the broad monetary aggregate M3; Claims on euro area residents | 12 |
| Monetary developments in the euro area: March 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: March 2025; Components of the broad monetary aggregate M3 | 7 |
| Monetary developments in the euro area: February 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: February 2025; Claims on euro area residents; Components of the broad monetary aggregate M3 | 15 |
| Monetary developments in the euro area: May 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: May 2026; Components of the broad monetary aggregate M3 | 7 |
| Euro area bank interest rate statistics: April 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Bank interest rates for households; Euro area bank interest rate statistics: April 2026; Bank interest rates for corporations | 15 |
| Euro area bank interest rate statistics: March 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Bank interest rates for households; Bank interest rates for corporations; Euro area bank interest rate statistics: March 2026 | 13 |
| Euro area bank interest rate statistics: January 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Bank interest rates for households; Bank interest rates for corporations; Euro area bank interest rate statistics: January 2026 | 11 |
| Euro area bank interest rate statistics: October 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Bank interest rates for households; Bank interest rates for corporations; Euro area bank interest rate statistics: October 2025 | 11 |
| Euro area bank interest rate statistics: September 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Bank interest rates for households; Bank interest rates for corporations; Euro area bank interest rate statistics: September 2025 | 11 |
| Monetary developments in the euro area: June 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Monetary developments in the euro area: June 2026; Components of the broad monetary aggregate M3 | 12 |
| Monetary developments in the euro area: January 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Components of the broad monetary aggregate M3 | 3 |
| Euro area bank interest rate statistics: May 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | Euro area bank interest rate statistics: May 2026; Bank interest rates for households | 12 |
| Euro area bank interest rate statistics: February 2026 Press release | ECB | T1 Official | — | 15 Sep 2026 | PRESS RELEASE; Bank interest rates for households | 8 |
| Euro area bank interest rate statistics: December 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Euro area bank interest rate statistics: December 2025; Bank interest rates for corporations; Bank interest rates for households | 7 |
| Euro area bank interest rate statistics: November 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Euro area bank interest rate statistics: November 2025; Bank interest rates for corporations; Bank interest rates for households | 9 |
| Euro area bank interest rate statistics: August 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Euro area bank interest rate statistics: August 2025; Bank interest rates for households | 9 |
| Euro area bank interest rate statistics: July 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Euro area bank interest rate statistics: July 2025; Bank interest rates for corporations; Bank interest rates for households | 13 |
| Euro area bank interest rate statistics: June 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Euro area bank interest rate statistics: June 2025; Bank interest rates for corporations; Bank interest rates for households | 7 |
| Euro area bank interest rate statistics: May 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | Euro area bank interest rate statistics: May 2025; Data for cost of borrowing and deposit interest rates for corporations (Chart 1); Data for cost of borrowing and deposit interest rate for households (Chart 2) | 8 |
| Euro area bank interest rate statistics: February 2025 Press release | ECB | T1 Official | — | 15 Sep 2026 | PRESS RELEASE; Bank interest rates for corporations; Bank interest rates for households | 13 |
| Quarterly Banking Profile Press release | FDIC | T1 Official | — | 15 Sep 2026 | Second Quarter 2026 | 4 |
| Quarterly Banking Profile Press release | FDIC | T1 Official | — | 15 Sep 2026 | First Quarter 2026 | 4 |
| FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025 Press release | FDIC | T1 Official | — | 15 Sep 2026 | FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025 | 10 |
| FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026 Press release | FDIC | T1 Official | — | 15 Sep 2026 | Other key findings of the FDIC's Quarterly Banking Profile include:; Other key findings of the FDIC’s Quarterly Banking Profile include:; FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026 | 9 |
| FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026 Press release | FDIC | T1 Official | — | 15 Sep 2026 | Other key findings of the FDIC’s Quarterly Banking Profile include:; FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026 | 7 |
| Federal Reserve Board - Federal Reserve Board requests comment on a proposal to modernize rules for mutual banking organizations Press release | Fed | T1 Official | — | 15 Sep 2026 | Federal Reserve Board requests comment on a proposal to modernize rules for mutual banking organizations | 1 |
Report snapshots are retained internally for verification only and are never redistributed. Where a figure comes from a paywalled report, only the number published in its public summary is recorded.
Cite and reuse
Published under CC BY 4.0. Reuse is free, including commercially, with attribution.
StatOrigin. (2026). Banking Industry Statistics. Retrieved from https://statorigin.org/industries/banking
Found an error? Report it. We answer within 48 hours and log every correction on the corrections page.