Composite cost of borrowing for new loans to households for house purchase

Composite indicator combining bank interest rates on all new loans granted to households for house purchase.

Unit Percent Industry Banking

Records
5
Regions
1
Period
2025–2026
Sources
1
Verification 5 verified data points Updated 15 Sep 2026 Last verified 15 Sep 2026 Next update Sources typically refresh monthly

The chart

Over time

European Union over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Composite cost of borrowing for new loans to households for house purchase

European Union, August 2025 to March 2026

5 observations · August 2025 to March 2026

No figure published for these periods

Composite cost of borrowing for new loans to households for house purchaseComposite cost of borrowing for new loans to households for house purchase. 5 observations from August 2025 to March 2026, ranging from 3.31% to 3.37%. Latest value 3.35% (March 2026). % 0 1 2 3 4 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 2026 3.3% 3.4%
Composite cost of borrowing for new loans to households for house purchaseComposite cost of borrowing for new loans to households for house purchase. 5 observations from August 2025 to March 2026, ranging from 3.31% to 3.37%. Latest value 3.35% (March 2026). % 0 1 2 3 4 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 2026 3.3% 3.4%
Composite cost of borrowing for new loans to households for house purchaseComposite cost of borrowing for new loans to households for house purchase. 5 observations from August 2025 to March 2026, ranging from 3.31% to 3.37%. Latest value 3.35% (March 2026). % 0 1 2 3 4 Sep 2025 Nov 2025 2026 3.3% 3.4%
View the underlying data
Composite cost of borrowing for new loans to households for house purchase
Period Type Value
August 2025 Actual 3.31%
September 2025 Actual 3.31%
October 2025 Actual 3.31%
February 2026 Actual 3.37%
March 2026 Actual 3.35%
Source: ECB · CC BY 4.0 · statorigin.org
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<iframe src="https://statorigin.org/embed/banking--composite-cost-of-borrowing-for-new-loans-to-households-for-house-purchase--trend" width="100%" height="380" style="border:1px solid #e2e5e3;border-radius:8px" title="Composite cost of borrowing for new loans to households for house purchase" loading="lazy"></iframe>
<p><a href="https://statorigin.org/indicators/composite-cost-of-borrowing-for-new-loans-to-households-for-house-purchase">Composite cost of borrowing for new loans to households for house purchase</a> — data from StatOrigin, CC BY 4.0</p>
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Every record

All records

5 records · 1 region · 2025–2026

Composite cost of borrowing for new loans to households for house purchase: every record, grouped by region, newest first.
Period Value Source Type
European Union 5 records
March 2026 3.35% ECB · 31 Mar 2026 actual
February 2026 3.37% ECB · 28 Feb 2026 actual
October 2025 3.31% ECB · 31 Oct 2025 actual
September 2025 3.31% ECB · 30 Sep 2025 actual
August 2025 3.31% ECB · 31 Aug 2025 actual

Primary documents

Sources

5 documents. Each links to the publisher's own copy.

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Data on this page is published under CC BY 4.0. You may reuse it, including commercially, provided you attribute it. To cite one figure, open its record: each carries APA, MLA, Chicago and BibTeX forms that credit the original publisher.

StatOrigin. (2026). Composite cost of borrowing for new loans to households for house purchase. Retrieved from https://statorigin.org/indicators/composite-cost-of-borrowing-for-new-loans-to-households-for-house-purchase