Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years vs Adjusted loans to households annual growth rate in Euro area

In April 2026, bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years in Euro area stood at 3.43%, against 3% for adjusted loans to households annual growth rate.

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Euro area, spaced by time. Both series are in %, so they share one axis; the legend names each line.

Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate

Unit: % · 21 observations

2 series · one axis

No figure published for these periods

Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate: Euro areaBank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate. 2 indicators on one axis: Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years, Adjusted loans to households annual growth rate. 21 observations from January 2025 to July 2026, ranging from 1.3% to 3.43%. Latest values: Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 3.43% (April 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 Apr 2025 Jul 2025 Oct 2025 Apr 2026 Jul 2026 2025 2026 3.4% 3.1% Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years Adjusted loans to households annual growth rate
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate: Euro areaBank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate. 2 indicators on one axis: Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years, Adjusted loans to households annual growth rate. 21 observations from January 2025 to July 2026, ranging from 1.3% to 3.43%. Latest values: Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 3.43% (April 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 Apr 2025 Jul 2025 Oct 2025 Apr 2026 Jul 2026 2025 2026 3.4% 3.1% Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years Adjusted loans to households annual growth rate
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate: Euro areaBank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate. 2 indicators on one axis: Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years, Adjusted loans to households annual growth rate. 21 observations from January 2025 to July 2026, ranging from 1.3% to 3.43%. Latest values: Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 3.43% (April 2026); Adjusted loans to households annual growth rate 3.1% (July 2026). % 0 1 2 3 4 Apr 2025 Jul 2025 Oct 2025 Apr 2026 Jul 2026 2025 2026 3.4% 3.1% Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years Adjusted loans to households annual growth rate
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Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years and Adjusted loans to households annual growth rate: Euro area
Indicator Period Type Value
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years April 2026 Actual 3.43%
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years March 2026 Actual 3.36%
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years January 2026 Actual 3.37%
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years October 2025 Actual 3.37%
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years September 2025 Actual 3.39%
Adjusted loans to households annual growth rate July 2026 Actual 3.1%
Adjusted loans to households annual growth rate June 2026 Actual 3%
Adjusted loans to households annual growth rate April 2026 Actual 3%
Adjusted loans to households annual growth rate March 2026 Actual 3%
Adjusted loans to households annual growth rate February 2026 Actual 3%
Adjusted loans to households annual growth rate November 2025 Actual 2.9%
Adjusted loans to households annual growth rate October 2025 Actual 2.8%
Adjusted loans to households annual growth rate September 2025 Actual 2.6%
Adjusted loans to households annual growth rate August 2025 Actual 2.5%
Adjusted loans to households annual growth rate July 2025 Actual 2.4%
Adjusted loans to households annual growth rate June 2025 Actual 2.2%
Adjusted loans to households annual growth rate May 2025 Actual 2%
Adjusted loans to households annual growth rate April 2025 Actual 1.9%
Adjusted loans to households annual growth rate March 2025 Actual 1.7%
Adjusted loans to households annual growth rate February 2025 Actual 1.5%
Adjusted loans to households annual growth rate January 2025 Actual 1.3%

Shared periods

Side by side

4 periods are published for both series in Euro area as monthly figures on the same basis. Comparing anything else would mean comparing different periods.

Period Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years Adjusted loans to households annual growth rate
September 2025 3.39% ECB 2.6% ECB
October 2025 3.37% ECB 2.8% ECB
March 2026 3.36% ECB 3% ECB
April 2026 3.43% ECB 3% ECB

Provenance

Where these numbers come from

Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years

Average interest rate charged by banks on new loans to households for house purchase with an initial rate fixation period of over one year and up to five years.

5 observations charted in Euro area · source organisations: ECB

Adjusted loans to households annual growth rate

Annual percentage growth rate of loans to households adjusted for loan sales, securitisation, and notional cash pooling.

16 observations charted in Euro area · source organisations: ECB

Data published under CC BY 4.0. Series A as JSON · Series B as JSON

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