Global Specialty Insurance combined ratio vs Insurance premium growth (real)
In 2025, global Specialty Insurance combined ratio stood at 85.9%, against 3.9% for insurance premium growth (real).
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Global, spaced by time. Both series are in %, so they share one axis; the legend names each line.
Global Specialty Insurance combined ratio and Insurance premium growth (real)
Unit: % · 5 observations
Forecast: dashed line, hollow markers, shaded band
View the underlying data
| Indicator | Period | Type | Value |
|---|---|---|---|
| Global Specialty Insurance combined ratio | 2025 | Actual | 85.9% |
| Global Specialty Insurance combined ratio | 2024 | Actual | 93.6% |
| Insurance premium growth (real) | 2026 | Forecast | 2.3% |
| Insurance premium growth (real) | 2025 | Actual | 3.9% |
| Insurance premium growth (real) | 2024 | Actual | 5.2% |
Shared periods
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2 periods are published for both series as annual figures on the same basis. Comparing anything else would mean comparing different periods.
Provenance
Where these numbers come from
Global Specialty Insurance combined ratio
Sum of claims and expenses divided by net insurance revenue in Global Specialty Insurance.
2 observations charted in Global · source organisations: Munich Re
Insurance premium growth (real)
Annual real (inflation-adjusted) growth rate of total insurance premiums across life and non-life business.
3 observations charted in Global · source organisations: Swiss Re
Data published under CC BY 4.0. Series A as JSON · Series B as JSON
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