Global Specialty Insurance combined ratio vs Life insurance premium growth (real)
In 2025, global Specialty Insurance combined ratio stood at 85.9%, against 2.7% (forecast) for life insurance premium growth (real).
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The series
Over time
Global, spaced by time. Both series are in %, so they share one axis; the legend names each line.
Global Specialty Insurance combined ratio and Life insurance premium growth (real)
Unit: % · 8 observations
Forecast: dashed line, hollow markers, shaded band Estimates are listed as such in the table below No figure published for these periods
View the underlying data
| Indicator | Period | Type | Value |
|---|---|---|---|
| Global Specialty Insurance combined ratio | 2025 | Actual | 85.9% |
| Global Specialty Insurance combined ratio | 2024 | Actual | 93.6% |
| Life insurance premium growth (real) | 2026–2027 | Forecast | 2.3% |
| Life insurance premium growth (real) | 2025 | Forecast | 2.7% |
| Life insurance premium growth (real) | 2024 | Estimate | 2.9% |
| Life insurance premium growth (real) | 2023 | Actual | 8.4% |
| Life insurance premium growth (real) | 2022 | Actual | -4.7% |
| Life insurance premium growth (real) | 2014–2023 | Actual | 0.8% |
Shared periods
Side by side
Only 2 periods are published for both series. Comparing anything else would mean comparing different years.
Provenance
Where these numbers come from
Global Specialty Insurance combined ratio
Sum of claims and expenses divided by net insurance revenue in Global Specialty Insurance.
2 observations in Global · source organisations: Munich Re
Life insurance premium growth (real)
Annual real (inflation-adjusted) growth rate of life insurance premiums.
6 observations in Global · source organisations: Swiss Re
Data published under CC BY 4.0. Series A as JSON · Series B as JSON
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