Bank interest rate on overnight deposits from households

Average interest rate paid by banks on overnight deposits placed by households.

Unit Percent Industry Banking

Records
4
Regions
1
Period
2025–2026
Sources
1
Verification 4 verified data points Updated 15 Sep 2026 Last verified 15 Sep 2026 Next update Sources typically refresh monthly

The chart

Over time

European Union over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Bank interest rate on overnight deposits from households

European Union, May 2025 to February 2026

4 observations · May 2025 to February 2026

No figure published for these periods

Bank interest rate on overnight deposits from householdsBank interest rate on overnight deposits from households. 4 observations from May 2025 to February 2026, ranging from 0.25% to 0.29%. Latest value 0.25% (February 2026). % 0 0.1 0.2 0.3 May 2025 Jun 2025 Jul 2025 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 Feb 2026 2026 0.3% 0.3%
Bank interest rate on overnight deposits from householdsBank interest rate on overnight deposits from households. 4 observations from May 2025 to February 2026, ranging from 0.25% to 0.29%. Latest value 0.25% (February 2026). % 0 0.1 0.2 0.3 May 2025 Jun 2025 Jul 2025 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 Feb 2026 2026 0.3% 0.3%
Bank interest rate on overnight deposits from householdsBank interest rate on overnight deposits from households. 4 observations from May 2025 to February 2026, ranging from 0.25% to 0.29%. Latest value 0.25% (February 2026). % 0 0.1 0.2 0.3 Jun 2025 Aug 2025 Oct 2025 2026 0.3% 0.3%
View the underlying data
Bank interest rate on overnight deposits from households
Period Type Value
May 2025 Actual 0.29%
October 2025 Actual 0.25%
January 2026 Actual 0.25%
February 2026 Actual 0.25%
Source: ECB · CC BY 4.0 · statorigin.org
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<p><a href="https://statorigin.org/indicators/bank-interest-rate-on-overnight-deposits-from-households">Bank interest rate on overnight deposits from households</a> — data from StatOrigin, CC BY 4.0</p>
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Every record

All records

4 records · 1 region · 2025–2026

Bank interest rate on overnight deposits from households: every record, grouped by region, newest first.
Period Value Source Type
European Union 4 records
February 2026 0.25% ECB · 28 Feb 2026 actual
January 2026 0.25% ECB · 31 Jan 2026 actual
October 2025 0.25% ECB · 31 Oct 2025 actual
May 2025 0.29% ECB · 31 May 2025 actual

Primary documents

Sources

4 documents. Each links to the publisher's own copy.

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StatOrigin. (2026). Bank interest rate on overnight deposits from households. Retrieved from https://statorigin.org/indicators/bank-interest-rate-on-overnight-deposits-from-households