Bank interest rate on overnight deposits from households

STO-REC-STAT01M2KJT1 Official
0.25%

European Union · October 2025

Bank interest rate on overnight deposits from households in the European Union stood at 0.25% in October 2025 (ECB).

Original source
Publisher
ECB
Authority tier
T1 Official
Locator
Euro area bank interest rate statistics: October 2025
Retrieved
15 Sep 2026
Status
Verified

What the source says

Composite interest rate for new deposits with agreed maturity from households broadly unchanged at 1.81%; interest rate for overnight deposits from households unchanged at 0.25%

Verbatim extraction verified: The figure 0.25% is directly attested in the quoted passage (Euro area bank interest rate statistics: October 2025).

The figure above was extracted from this passage. If it does not match, the extraction is wrong and we want to know.

Cite this figure

Published under CC BY 4.0. Attribute the original publisher; the citations below do that for you and link to this permanent record.

APA
European Central Bank. (2025). Euro area bank interest rate statistics: October 2025. Retrieved September 15, 2026, from https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512~a544eb9172.en.html. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHY
MLA
European Central Bank. "Euro area bank interest rate statistics: October 2025." 2025, https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512~a544eb9172.en.html. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHY.
Chicago
European Central Bank. "Euro area bank interest rate statistics: October 2025." 2025. https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512~a544eb9172.en.html. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHY.
BibTeX
@misc{ecb2025bankpkvwhy, author = {{European Central Bank}}, title = {Euro area bank interest rate statistics: October 2025}, year = {2025}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHY}, note = {Original source: https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512\textasciitilde{}a544eb9172.en.html. Accessed September 15, 2026.} }

Provenance and verification

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Chain of Custody · Verification Audit
Record: STO-REC-STAT01M2KJ T1 Official

Primary Source

Publisher
European Central Bank · homepage ↗
Authority tier
Tier 1 · Multilateral Official
Report
Euro area bank interest rate statistics: October 2025
Type
Press release
Published
Locator
Euro area bank interest rate statistics: October 2025
Retrieved
15 September 2026
Link status
Reachable (HTTP 200)
Report licence
See source

Verification & Integrity

Audit status
Verified
Review protocol
Editorial review
Checked on
15 September 2026
Last revision
15 September 2026
Archival URI
/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHY