Bank interest rate on overnight deposits from households
STO-REC-STAT01M2KJT1 Official
0.25%
European Union · January 2026
Bank interest rate on overnight deposits from households in the European Union stood at 0.25% in January 2026 (ECB).
- Publisher
- ECB
- Authority tier
- T1 Official
- Locator
- Bank interest rates for households
- Retrieved
- 15 Sep 2026
- Status
- Verified
What the source says
The interest rate on overnight deposits from households showed no change at 0.25%.
Verbatim extraction verified: The figure 0.25% is directly attested in the quoted passage (Bank interest rates for households).
The figure above was extracted from this passage. If it does not match, the extraction is wrong and we want to know.
Cite this figure
Published under CC BY 4.0. Attribute the original publisher; the citations below do that for you and link to this permanent record.
- APA
- European Central Bank. (2026). Euro area bank interest rate statistics: January 2026. Retrieved September 15, 2026, from https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603~a68d3c121b.en.html. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHR
- MLA
- European Central Bank. "Euro area bank interest rate statistics: January 2026." 2026, https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603~a68d3c121b.en.html. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHR.
- Chicago
- European Central Bank. "Euro area bank interest rate statistics: January 2026." 2026. https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603~a68d3c121b.en.html. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHR.
- BibTeX
- @misc{ecb2026bankpkvwhr, author = {{European Central Bank}}, title = {Euro area bank interest rate statistics: January 2026}, year = {2026}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHR}, note = {Original source: https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603\textasciitilde{}a68d3c121b.en.html. Accessed September 15, 2026.} }
Provenance and verification
Everything needed to check this number yourself, without taking our word for it.
Chain of Custody · Verification Audit
Primary Source
- Publisher
- European Central Bank · homepage ↗
- Authority tier
- Tier 1 · Multilateral Official
- Report
- Euro area bank interest rate statistics: January 2026
- Type
- Press release
- Published
- —
- Locator
- Bank interest rates for households
- Retrieved
- 15 September 2026
- Link status
- Reachable (HTTP 200)
- Report licence
- See source
Verification & Integrity
- Audit status
- Verified
- Review protocol
- Editorial review
- Checked on
- 15 September 2026
- Last revision
- 15 September 2026
- Archival URI
- /stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHR