Composite cost of borrowing for new housing loans to households vs Adjusted loans to households annual growth rate in European Union
In 2026, composite cost of borrowing for new housing loans to households in European Union stood at 3.48%, against 3.1% for adjusted loans to households annual growth rate.
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European Union, spaced by time. Both series are in %, so they share one axis; the legend names each line.
Composite cost of borrowing for new housing loans to households and Adjusted loans to households annual growth rate
Unit: % · 25 observations
No figure published for these periods
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| Indicator | Period | Type | Value |
|---|---|---|---|
| Composite cost of borrowing for new housing loans to households | May 2026 | Actual | 3.48% |
| Composite cost of borrowing for new housing loans to households | April 2026 | Actual | 3.44% |
| Composite cost of borrowing for new housing loans to households | January 2026 | Actual | 3.35% |
| Composite cost of borrowing for new housing loans to households | November 2025 | Actual | 3.3% |
| Composite cost of borrowing for new housing loans to households | July 2025 | Actual | 3.28% |
| Composite cost of borrowing for new housing loans to households | June 2025 | Actual | 3.3% |
| Composite cost of borrowing for new housing loans to households | May 2025 | Actual | 3.3% |
| Composite cost of borrowing for new housing loans to households | February 2025 | Actual | 3.33% |
| Adjusted loans to households annual growth rate | July 2026 | Actual | 3.1% |
| Adjusted loans to households annual growth rate | June 2026 | Actual | 3% |
| Adjusted loans to households annual growth rate | May 2026 | Actual | 3.1% |
| Adjusted loans to households annual growth rate | April 2026 | Actual | 3% |
| Adjusted loans to households annual growth rate | March 2026 | Actual | 3% |
| Adjusted loans to households annual growth rate | February 2026 | Actual | 3% |
| Adjusted loans to households annual growth rate | January 2026 | Actual | 3% |
| Adjusted loans to households annual growth rate | November 2025 | Actual | 2.9% |
| Adjusted loans to households annual growth rate | October 2025 | Actual | 2.8% |
| Adjusted loans to households annual growth rate | September 2025 | Actual | 2.6% |
| Adjusted loans to households annual growth rate | August 2025 | Actual | 2.5% |
| Adjusted loans to households annual growth rate | July 2025 | Actual | 2.4% |
| Adjusted loans to households annual growth rate | June 2025 | Actual | 2.2% |
| Adjusted loans to households annual growth rate | May 2025 | Actual | 2% |
| Adjusted loans to households annual growth rate | April 2025 | Actual | 1.9% |
| Adjusted loans to households annual growth rate | March 2025 | Actual | 1.7% |
| Adjusted loans to households annual growth rate | February 2025 | Actual | 1.5% |
Shared periods
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Only 2 periods are published for both series in European Union. Comparing anything else would mean comparing different years.
Provenance
Where these numbers come from
Composite cost of borrowing for new housing loans to households
Weighted average interest rate across all new loans to households for house purchase, combining all instrument and rate-fixation categories.
8 observations in European Union · source organisations: ECB
Adjusted loans to households annual growth rate
Annual percentage growth rate of loans to households adjusted for loan sales, securitisation, and notional cash pooling.
17 observations in European Union · source organisations: ECB
Data published under CC BY 4.0. Series A as JSON · Series B as JSON
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