Composite cost of borrowing for new housing loans to households

Composite cost-of-borrowing indicator for new loans to corporations decreased by 15 basis points to 3.65%; indicator for new loans to households for house purchase broadly unchanged at 3.30%

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Published under CC BY 4.0. Attribute the original publisher; the citations below do that for you and link to this permanent record.

APA

European Central Bank. (2025). Euro area bank interest rate statistics: May 2025. Retrieved September 15, 2026, from https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2507~5ec858648d.en.html. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFQ9

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MLA

European Central Bank. "Euro area bank interest rate statistics: May 2025." 2025, https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2507~5ec858648d.en.html. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFQ9.

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Chicago

European Central Bank. "Euro area bank interest rate statistics: May 2025." 2025. https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2507~5ec858648d.en.html. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFQ9.

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BibTeX

@misc{ecb2025compositeybpfq9, author = {{European Central Bank}}, title = {Euro area bank interest rate statistics: May 2025}, year = {2025}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFQ9}, note = {Original source: https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2507\textasciitilde{}5ec858648d.en.html. Accessed September 15, 2026.} }

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Everything needed to check this number yourself, without taking our word for it.

Record last modified 15 September 2026. Value type: actual. Update cadence: monthly. This page is permanently addressable at statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFQ9.