Composite cost of borrowing for new housing loans to households

Composite cost-of-borrowing indicator for new loans to corporations unchanged at 3.57%; indicator for new loans to households for house purchase broadly unchanged at 3.35%

The figure above was extracted from this passage. If it does not match, the extraction is wrong and we want to know.

Published under CC BY 4.0. Attribute the original publisher; the citations below do that for you and link to this permanent record.

APA

European Central Bank. (2026). Euro area bank interest rate statistics: January 2026. Retrieved September 15, 2026, from https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603~a68d3c121b.en.html. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHF

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MLA

European Central Bank. "Euro area bank interest rate statistics: January 2026." 2026, https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603~a68d3c121b.en.html. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHF.

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Chicago

European Central Bank. "Euro area bank interest rate statistics: January 2026." 2026. https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603~a68d3c121b.en.html. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHF.

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BibTeX

@misc{ecb2026compositepkvwhf, author = {{European Central Bank}}, title = {Euro area bank interest rate statistics: January 2026}, year = {2026}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHF}, note = {Original source: https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2603\textasciitilde{}a68d3c121b.en.html. Accessed September 15, 2026.} }

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Everything needed to check this number yourself, without taking our word for it.

Record last modified 15 September 2026. Value type: actual. Update cadence: monthly. This page is permanently addressable at statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHF.