Effective interest rate on individuals' new time deposits

RecordSTO-D4EHP6J96D-GDYMKTED91-12V6P7

4.21%

United Kingdom · July 2026

Effective interest rate on individuals' new time deposits in the United Kingdom was 4.21% in July 2026 (BoE).

Original source
Publisher
BoE
Authority tier
T1 Official
Locator
Lending to and deposits from individuals — Households’ deposits (M&C Table J)
Retrieved
27 Sep 2026
Status
Verified

What the source says

The effective interest rate paid on individuals’ new time deposits with banks and building societies decreased to 4.21% in July from 4.30% in June.

Checked: the figure 4.21% is stated in this passage. If it does not match, the extraction is wrong and we want to know.

Cite this figure

APA

Bank of England. (2026). Money and Credit - July 2026. Retrieved September 27, 2026, from https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Via StatOrigin, https://statorigin.org/stat/stat_D4EHP6J96DGDYMKTED9112V6P7

Other formats: MLA, Chicago, BibTeX
MLA
Bank of England. "Money and Credit - July 2026." 2026, https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Accessed 27 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_D4EHP6J96DGDYMKTED9112V6P7.
Chicago
Bank of England. "Money and Credit - July 2026." 2026. https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Accessed September 27, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_D4EHP6J96DGDYMKTED9112V6P7.
BibTeX
@misc{boe2026effective12v6p7, author = {{Bank of England}}, title = {Money and Credit - July 2026}, year = {2026}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_D4EHP6J96DGDYMKTED9112V6P7}, note = {Original source: https://www.bankofengland.co.uk/statistics/money-and-credit/2026/july-2026. Accessed September 27, 2026.} }

Data published under CC BY 4.0. The citation credits the original publisher and links to this permanent record.

Provenance and verification

Everything needed to check this number yourself, without taking our word for it.

Chain of custody
Record: STO-D4EHP6J96D-GDYMKTED91-12V6P7 T1 Official

Primary source

Publisher
Bank of England · homepage ↗
Authority tier
Tier 1 · Multilateral Official
Report
Money and Credit - July 2026
Type
Statistical release
Published
1 September 2026
Locator
Lending to and deposits from individuals — Households’ deposits (M&C Table J)
Retrieved
27 September 2026
Link status
Reachable (HTTP 200)
Report licence
See source

Verification

Status
Verified
Review protocol
pipeline:quote-verified-v2
Checked on
27 September 2026
Last revision
27 September 2026
Permanent URL
/stat/stat_D4EHP6J96DGDYMKTED9112V6P7