K64 · Banking · United Kingdom
Effective interest rate on individuals' new time deposits
United Kingdom: 4.21% in July 2026.
- 4.21% Latest · United Kingdom · July 2026
- Monthly Release cadence
- 1 Record · 1 region · 2026
Verified 27 Sep 2026 · 1 publisher · Next period August 2026
The figure
One published observation so far. A chart follows as soon as a second period is published.
Effective interest rate on individuals' new time deposits
United Kingdom, July 2026
Every record
1 record · 1 region · 2026. Each period links to its record: the value, the quote it was read from, and the document.
Download this data
Every file carries its provenance: the CSV has a source column per row, and the chart images print the publisher, the licence and this page's address under the drawing. Source: BoE. Licence: CC BY 4.0.
Use and publication rights
- View, cite and link: free
Quote any number, cite this page or a single record, and link to it anywhere.
- Copy, chart and republish: free with attribution
The data is published under CC BY 4.0, commercial use included. Credit StatOrigin and the original publisher (BoE); the chart files already carry that line.
- The source documents: the publisher's terms
Figures are facts read from the publishers' own documents. The documents themselves, their text and design, stay under each publisher's terms; follow the source links for those.
How this measure is built
- Definition
- Actual interest rate paid on new time deposits placed by UK individuals with banks and building societies in the month.
- Measure
- One slice of Deposit rate ( counting rule: new business, form: level, segment: household time deposits ) . The interest rate paid by financial institutions on deposits placed by customers. Region and period are columns on every record, not slices.
- Limitations
- Values are shown as published; StatOrigin does not revise, fill gaps or convert currencies.
- Verification
- Each value, unit, period and place was checked against its quote before publication. See the methodology and the corrections process.
Sources · 1 document
| Document | Publisher | Published | Data points |
|---|---|---|---|
| Money and Credit - July 2026 | BoE | 1 Sep 2026 | 1 |
Other slices of deposit rate
- Interest rate on corporate overnight deposits 14 corporate overnight deposits
- Interest rate on overnight deposits from households 14 household overnight deposits
- Composite interest rate on new corporate deposits with agreed maturity 13 corporate term deposits
- Composite interest rate on new household deposits with agreed maturity 13 household term deposits
- Interest rate on new household deposits with agreed maturity up to one year 11 household term deposits up to one year
- Bank interest rate on new deposits from corporations with agreed maturity up to one year 4 corporate term deposits up to one year
- Monthly change in composite interest rate on new corporate deposits with agreed maturity 1 new corporate deposits with agreed maturity
- Monthly change in composite interest rate on new household deposits with agreed maturity 1 new household deposits with agreed maturity
Frequently asked questions
What is the latest effective interest rate on individuals' new time deposits?
United Kingdom: 4.21% in July 2026.
Where does this data come from?
From 1 document published by BoE. Every figure on this page links to its record, which quotes the sentence or table row the number was read from.
How often is it updated?
Monthly. The newest published period is July 2026; the next release should cover August 2026. A new figure appears here once the publisher releases it and it passes verification.
Can I use this data?
Yes. StatOrigin publishes it under CC BY 4.0: you may copy, chart and republish it, including commercially, with attribution to StatOrigin and to the original publisher.
Cite this page
Cite the page as a data set, or open any record to cite one figure: each record carries APA, MLA, Chicago and BibTeX forms that credit the original publisher.
StatOrigin. (2026). Effective interest rate on individuals' new time deposits [Data set]. Retrieved September 29, 2026, from https://statorigin.org/indicators/uk-effective-rate-new-time-deposits-individuals
"Effective interest rate on individuals' new time deposits." StatOrigin, 2026, https://statorigin.org/indicators/uk-effective-rate-new-time-deposits-individuals. Accessed 29 Sep. 2026.
StatOrigin. "Effective interest rate on individuals' new time deposits." Data set, 2026. Accessed September 29, 2026. https://statorigin.org/indicators/uk-effective-rate-new-time-deposits-individuals.
@misc{statorigin_uk_effective_rate_new_time_deposits_individuals_2026, title = {Effective interest rate on individuals' new time deposits}, author = {{StatOrigin}}, year = {2026}, url = {https://statorigin.org/indicators/uk-effective-rate-new-time-deposits-individuals}, note = {Data set. Accessed 2026-09-29} }