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Deposit Insurance Fund reserve ratio

Deposit Insurance Fund balance as a percentage of estimated insured deposits.

Unit Percent Industry Banking

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Records
3
Regions
1
Period
2025–2026
Sources
1
Verification 3 verified data points Verified 15 Sep 2026 Next update Sources typically refresh quarterly

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Over time

United States over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Deposit Insurance Fund reserve ratio

United States, Q4 2025 to Q2 2026

3 observations · Q4 2025 to Q2 2026
Deposit Insurance Fund reserve ratioDeposit Insurance Fund reserve ratio. 3 observations from Q4 2025 to Q2 2026, ranging from 1.42% to 1.48%. Latest value 1.48% (Q2 2026). % 0 0.3 0.6 0.9 1.2 1.5 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 Apr 2026 2026 1.4% 1.5%
Deposit Insurance Fund reserve ratioDeposit Insurance Fund reserve ratio. 3 observations from Q4 2025 to Q2 2026, ranging from 1.42% to 1.48%. Latest value 1.48% (Q2 2026). % 0 0.5 1 1.5 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 Apr 2026 2026 1.4% 1.5%
Deposit Insurance Fund reserve ratioDeposit Insurance Fund reserve ratio. 3 observations from Q4 2025 to Q2 2026, ranging from 1.42% to 1.48%. Latest value 1.48% (Q2 2026). % 0 0.5 1 1.5 Nov 2025 Feb 2026 2026 1.4% 1.5%
View the underlying data
Deposit Insurance Fund reserve ratio
Period Type Value
Q4 2025 Actual 1.42%
Q1 2026 Actual 1.43%
Q2 2026 Actual 1.48%
Source: FDIC · percent · CC BY 4.0 · statorigin.org
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3 records · 1 region · 2025–2026

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Deposit Insurance Fund reserve ratio: every record, grouped by region, newest first.
Period Value Source Type
United States 3 records
Q2 2026 1.48% FDIC · 30 Jun 2026 actual
Q1 2026 1.43% FDIC · 31 Mar 2026 actual
Q4 2025 1.42% FDIC · 31 Dec 2025 actual

Primary documents

Sources

3 documents. Each links to the publisher's own copy.

Document Publisher Published Data points
FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026 FDIC — 1
FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026 FDIC — 1
FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025 FDIC — 1

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StatOrigin. (2026). Deposit Insurance Fund reserve ratio. Retrieved from https://statorigin.org/indicators/deposit-insurance-fund-reserve-ratio

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