K64 · Banking · United States

Deposit Insurance Fund reserve ratio

United States: 1.48% in Q2 2026, +0.1 pp on Q1 2026.

  • 1.48% Latest · United States · Q2 2026
  • +0.1 pp vs Q1 2026
  • Quarterly Release cadence
  • 3 Records · 1 region · 2025–2026

Verified 15 Sep 2026 · 1 publisher · Next period Q3 2026

Over time

United States over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Fig 1 · K64 · United States Quarterly

Deposit Insurance Fund reserve ratio

United States, Q4 2025 to Q2 2026

3 observations · Q4 2025 to Q2 2026
Deposit Insurance Fund reserve ratioDeposit Insurance Fund reserve ratio. 3 observations from Q4 2025 to Q2 2026, ranging from 1.42% to 1.48%. Latest value 1.48% (Q2 2026). % 0 0.3 0.6 0.9 1.2 1.5 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 Apr 2026 2026 1.4% 1.5%
Deposit Insurance Fund reserve ratioDeposit Insurance Fund reserve ratio. 3 observations from Q4 2025 to Q2 2026, ranging from 1.42% to 1.48%. Latest value 1.48% (Q2 2026). % 0 0.5 1 1.5 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 Apr 2026 2026 1.4% 1.5%
Deposit Insurance Fund reserve ratioDeposit Insurance Fund reserve ratio. 3 observations from Q4 2025 to Q2 2026, ranging from 1.42% to 1.48%. Latest value 1.48% (Q2 2026). % 0 0.5 1 1.5 Oct 2025 Nov 2025 Feb 2026 Apr 2026 2026 1.4% 1.5%
View the underlying data
Deposit Insurance Fund reserve ratio
Period Type Value
Q4 2025 Actual 1.42%
Q1 2026 Actual 1.43%
Q2 2026 Actual 1.48%
Source: FDIC · percent · CC BY 4.0 · statorigin.org

Every record

3 records · 1 region · 2025–2026. Each period links to its record: the value, its source evidence and original document.

Deposit Insurance Fund reserve ratio: every record, grouped by region, newest first.
Period Value Source Type
United States 3 records
Q2 2026 1.48% FDIC · 30 Jun 2026
Q1 2026 1.43% FDIC · 31 Mar 2026
Q4 2025 1.42% FDIC · 31 Dec 2025

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How this measure is built

Definition
Deposit Insurance Fund balance as a percentage of estimated insured deposits.
Measure
One slice of Deposit insurance reserve ratio ( form: share ) . The ratio of a deposit insurance fund's reserves to total estimated insured deposits. Region and period are columns on every record, not slices.
Limitations
Values are shown as published; StatOrigin does not revise, fill gaps or convert currencies.
Verification
Each value, unit, period and place was checked against its source evidence before publication. See the methodology and the corrections process.

Sources · 3 documents

Other slices of deposit insurance reserve ratio

Frequently asked questions

What is the latest deposit Insurance Fund reserve ratio?

United States: 1.48% in Q2 2026, +0.1 pp on Q1 2026.

Where does this data come from?

From 3 documents published by FDIC. Every figure on this page links to its record, which preserves the original source evidence.

How often is it updated?

Quarterly. The newest published period is Q2 2026; the next release should cover Q3 2026. A new figure appears here once the publisher releases it and it passes verification.

Can I use this data?

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Cite the page as a data set, or open any record to cite one figure: each record carries APA, MLA, Chicago and BibTeX forms that credit the original publisher.

StatOrigin. (2026). Deposit Insurance Fund reserve ratio [Data set]. Retrieved October 28, 2026, from https://statorigin.org/indicators/deposit-insurance-fund-reserve-ratio

"Deposit Insurance Fund reserve ratio." StatOrigin, 2026, https://statorigin.org/indicators/deposit-insurance-fund-reserve-ratio. Accessed 28 Oct. 2026.

StatOrigin. "Deposit Insurance Fund reserve ratio." Data set, 2026. Accessed October 28, 2026. https://statorigin.org/indicators/deposit-insurance-fund-reserve-ratio.

@misc{statorigin_deposit_insurance_fund_reserve_ratio_2026, title = {Deposit Insurance Fund reserve ratio}, author = {{StatOrigin}}, year = {2026}, url = {https://statorigin.org/indicators/deposit-insurance-fund-reserve-ratio}, note = {Data set. Accessed 2026-10-28} }