Deposit Insurance Fund reserve ratio
STO-REC-STAT01M2KJT1 Official
1.42%
United States · Q4 2025
Deposit Insurance Fund reserve ratio in United States stood at 1.42% in Q4 2025 (FDIC).
- Publisher
- FDIC
- Authority tier
- T1 Official
- Locator
- FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025
- Retrieved
- 15 Sep 2026
- Status
- Verified
What the source says
The Deposit Insurance Fund Reserve Ratio increased 2 basis points to 1.42 percent.
Verbatim extraction verified: The figure 1.42% is directly attested in the quoted passage (FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025).
The figure above was extracted from this passage. If it does not match, the extraction is wrong and we want to know.
Cite this figure
Published under CC BY 4.0. Attribute the original publisher; the citations below do that for you and link to this permanent record.
- APA
- Federal Deposit Insurance Corporation. (2025). FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025. Retrieved September 15, 2026, from https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWX
- MLA
- Federal Deposit Insurance Corporation. "FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025." 2025, https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWX.
- Chicago
- Federal Deposit Insurance Corporation. "FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025." 2025. https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWX.
- BibTeX
- @misc{fdic2025depositybpfwx, author = {{Federal Deposit Insurance Corporation}}, title = {FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of \$77.7 Billion in Fourth Quarter 2025}, year = {2025}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWX}, note = {Original source: https://www.fdic.gov/news/press-releases/2026/fdic-insured-institutions-reported-return-assets-124-percent-and-net. Accessed September 15, 2026.} }
Provenance and verification
Everything needed to check this number yourself, without taking our word for it.
Chain of Custody · Verification Audit
Primary Source
- Publisher
- Federal Deposit Insurance Corporation · homepage ↗
- Authority tier
- Tier 1 · Multilateral Official
- Report
- FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025
- Type
- Press release
- Published
- —
- Locator
- FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025
- Retrieved
- 15 September 2026
- Link status
- Reachable (HTTP 200)
- Report licence
- See source
Verification & Integrity
- Audit status
- Verified
- Review protocol
- Editorial review
- Checked on
- 15 September 2026
- Last revision
- 15 September 2026
- Archival URI
- /stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFWX