EEA insurance gross written premiums as a share of GDP
8.3%European Economic Area, 2025
Source: EIOPA
ISIC K65 · Industry hub · 4 publishers
Insurance statistics
80 verified figures across 49 measures of the insurance industry, from 4 publishers in 6 regions. Every number opens the report and sentence it was taken from.
Natural catastrophe insurance coverage rate
40%Global, 2023
Source: Swiss Re
Uninsured disaster loss share (annual)
57%Global, 2024
Source: Swiss Re
Non-life insurance investment yield
3.9%Global, 2025 Forecast
Source: Swiss Re
Key findings
The most quotable figures in this dataset, each with its publisher. Copy a citation or open the record to read the source sentence.
Market size and output 1
- EEA insurers median return on assets in European Economic Area was 0.7% in 2025 (EIOPA). EIOPA ↗ T1 Official
Adoption and share 6
- EEA insurance gross written premiums as a share of GDP in European Economic Area were 8.3% in 2025 (EIOPA). EIOPA ↗ T1 Official
- EEA median insurer unit-linked share of life gross written premiums in European Economic Area was 35.2% in 2025 (EIOPA). EIOPA ↗ T1 Official
- EEA unit-linked share of life gross written premiums in European Economic Area was 38.2% in 2025 (EIOPA). EIOPA ↗ T1 Official
- Disaster protection gap was 181 billion USD in 2024 (Swiss Re). Swiss Re ↗
- EEA insurers direct corporate bond holdings share of non-unit-linked investments in European Economic Area was 15% in Q4 2025 (EIOPA). EIOPA ↗ T1 Official
- Uninsured disaster loss share (year to date) was 60% in January–June 2026 (Munich Re). Munich Re ↗
Other measures 5
- EEA insurers private credit exposure in European Economic Area was 514 billion EUR at end of 2025 (EIOPA). EIOPA ↗ T1 Official
- EEA median life insurance lapse rate in European Economic Area was 3.2% in 2025 (EIOPA). EIOPA ↗ T1 Official
- Natural catastrophe insured losses (year to date) were 107 billion USD in 2025 (Swiss Re). Swiss Re ↗
- EEA life insurers median Solvency II SCR ratio in European Economic Area was 247% at end of 2025 (EIOPA). EIOPA ↗ T1 Official
- Natural catastrophe economic losses (year to date) were 112 billion USD in January–June 2026 (Munich Re). Munich Re ↗
Charts
The best-covered series in this dataset. Every chart can be embedded with its attribution line, and its underlying data is one click below it.
Non-life insurance return on equity
Global, 2023 to 2025
Forecast: dashed line, hollow markers, shaded band Estimates are listed as such in the table below
Source: Swiss Re · percent · CC BY 4.0 · statorigin.org
Forecasts are dashed, with hollow markers.
Largest protection figures
Highest published annual values, latest period per measure
Latest available period per row; periods differ
View the underlying data
| Category | Period | Source | Type | Value |
|---|---|---|---|---|
| Health insurance protection gap | 2023 | Swiss Re | Actual | 941 billion USD |
| Mortality insurance protection gap | 2023 | Swiss Re | Actual | 414 billion USD |
| Natural catastrophe insurance protection gap | 2023 | Swiss Re | Actual | 385 billion USD |
| Disaster protection gap | 2024 | Swiss Re | Actual | 181 billion USD |
| Crop insurance protection gap | 2023 | Swiss Re | Actual | 77 billion USD |
Source: Swiss Re · billion USD · CC BY 4.0 · statorigin.org
Latest available period per row; years differ.
Insurance statistics by topic
Each topic gathers one measure across every country and year, with its own country pages and rankings.
Every measure in this dataset
Latest value for each measure, the change from the previous period, and its trend. The full records, with provenance columns, are in the CSV download.
Insurance premiums 10
Total premium volume written or collected by insurers on insurance policies. 10 slices on this page.
Show 2 more measures
Insurance protection gap 10
The uninsured portion of financial resources required to fully mitigate a specified risk. 10 slices on this page.
Show 2 more measures
Insurance resilience index 5
Index measuring how insurance coverage protects households or economies against financial shocks. 5 slices on this page.
Economic losses 4
Total monetary value of damages and economic activity foregone due to crises or disasters. 4 slices on this page.
Insured losses 3
Total financial losses caused by catastrophe or damage events covered by insurance. 3 slices on this page.
Annuity sales 2
Total sales of annuity contracts across distribution channels. 2 slices on this page.
Measures with one series 15
One slice each, so they have nothing to add up with on this page.
Show 7 more measures
- EEA median life insurance lapse rate 3.2%
- Life insurance assets transferred to private equity insurers 1 trillion USD
- Natural catastrophe insurance coverage rate 40%
- Social inflation rate 5.4%
- Traditional reinsurance capital 500 billion USD
- Life insurance profitability growth 15%
- Life insurer operating result growth 60%
49 measures. Each name opens the full series; each value opens the record with its source evidence.
Answered from the data
Common questions
What does insurance coverage and access look like?
Natural catastrophe insurance coverage rate was 40% in 2023 (Swiss Re).
Where does this insurance data come from?
Every figure on this page traces to a primary source: 4 organisations publish the underlying data, and the observed figures span 2009 to 2026, with projections to 2035. The full source table lists each report, its publication date and the original link.
How often is this page updated?
The dataset was last verified on 2 October 2026. Annual series are refreshed when the publisher releases a new edition; corrections are accepted at any time and answered within 48 hours.
Which countries have the most insurance data?
4 countries have at least one insurance figure on this page. The best covered are China (6 records), the United States (4) and Canada (1).
Which insurance measures have the longest record here?
The page tracks 49 measures. The most complete series are insurance premium growth (real) (9 records), life insurance premium growth (real) (7 records) and mortality insurance resilience index (4 records).
What period does the insurance data cover?
Observed figures run from 2009 to 2026, across 8 calendar years; projections from the same publishers extend to 2035. Each record states its own period, and projections are labelled as forecasts.
Sources
Every document behind this page, with the date we read it and whether the link still resolves. All 80 collected records are published as verified.
| Document | Publisher | Authority tier | Published | Accessed | Locator | Data points |
|---|---|---|---|---|---|---|
| Financial Stability Report June 2026 Report | EIOPA | T1 Official | 24 Jun 2026 | 27 Sep 2026 | 2.1 Market share and growth; 5 Risk assessment — corporate bond market; 2.3 Profitability | 8 |
| Insurance Bureau of Canada Deploys On-the-Ground Support for BC Wildfire Evacuees and Affected Residents Press release | IBC | T2 Official | — | 15 Sep 2026 | 2024 shatters record for costliest year for severe weather-related losses in Canadian history at $8.5 billion | 1 |
| Lower losses, growing risks: the natural disaster review for the first half of 2026 Press release | Munich Re | T3 Research | — | 15 Sep 2026 | H1 2026 natural disasters in figures | 5 |
| sigma Resilience Index 2024: Encouraging resilience gains, but more is needed Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | Insurance resilience; Mortality resilience in China: life insurance is a key driver | 20 |
| sigma 5/2024: Global economic and insurance market outlook 2025-26 Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | Figure 5: Evolution of life insurance saving and risk premiums in volume (USD bn), left axis, and real growth (%), right axis; Figure 3: Global total insurance industry premium real growth rates and forecasts (2024 values in brackets) | 7 |
| sigma 1/2025: Natural catastrophes: insured losses on trend to USD 145 billion in 2025 Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | Figure 4: Global natural catastrophe insured losses, the trend and modelled 1-in-10 year (USD bn, 2024 prices); Figure 1: Natural catastrophes in 2024: in a nutshell | 4 |
| sigma 2/2025: World insurance in 2025: a riskier, more fragmented world order Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | sigma 2/2025: World insurance: a riskier, more fragmented world order | 3 |
| World Insurance in 2026: shock absorbers in a fragmenting world Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | Insurance as a shock absorber | 2 |
| sigma 5/2025: Shifting sands: global economic and insurance market outlook Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | sigma 5/2025: Shifting sands: Global economic and insurance market outlook | 4 |
| sigma 2/2024: Life insurance in the higher interest rate era Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | Figure 6. European life insurance industry portfolio allocations, 2017-22; Figure 3. Retirement savings gap in 2022 values, USD trillion; Figure 1. Life insurer operating results and investment return, eight key markets, 2021‒27F | 6 |
| sigma 3/2024: World insurance: strengthening global resilience with a new lease of life Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | Insurance markets set for growth; Life insurance sector growth 2023, by market; The key takeaways of this sigma are: | 14 |
| sigma 1/2024: Natural catastrophes in 2023 Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | sigma 01/2024: Natural catastrophes in 2023; Spotlight on severe convective storms | 4 |
| Nat Cat sigma 1/2026 Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | When exposure outpaces adaptation | 1 |
| sigma 4/2024: Social inflation: litigation costs drive claims inflation Press release | Swiss Re | T3 Research | — | 15 Sep 2026 | Social inflation: litigation costs drive claims inflation | 1 |
Report snapshots are retained internally for verification only and are never redistributed. Where a figure comes from a paywalled report, only the number published in its public summary is recorded.
17 further figures come from companies reporting on their own results and operations. They describe one company rather than the industry, so they are not part of this page. They stay published, with their sources: AXA, Munich Re.
Cite and reuse
Published under CC BY 4.0. Reuse is free, including commercially, with attribution.
StatOrigin. (2026). Insurance Industry Statistics. Retrieved from https://statorigin.org/industries/insurance
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