Bank interest rate on loans to households for house purchase with floating rate and initial rate fixation up to one year

The interest rate on loans for house purchase with a floating rate and an initial rate fixation period of up to one year decreased by 6 basis points to 3.53%, driven by both the interest rate and the weight effects.

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APA

European Central Bank. (2025). Euro area bank interest rate statistics: September 2025. Retrieved September 15, 2026, from https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2511~0700eeee50.en.html. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHA

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MLA

European Central Bank. "Euro area bank interest rate statistics: September 2025." 2025, https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2511~0700eeee50.en.html. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHA.

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Chicago

European Central Bank. "Euro area bank interest rate statistics: September 2025." 2025. https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2511~0700eeee50.en.html. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHA.

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BibTeX

@misc{ecb2025bankpkvwha, author = {{European Central Bank}}, title = {Euro area bank interest rate statistics: September 2025}, year = {2025}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHA}, note = {Original source: https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2511\textasciitilde{}0700eeee50.en.html. Accessed September 15, 2026.} }

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Record last modified 15 September 2026. Value type: actual. Update cadence: monthly. This page is permanently addressable at statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHA.