Interest rate on new housing loans to households with floating rate and fixation up to one year

Interest rate on new loans to households for house purchase with a floating rate and an initial rate fixation period of up to one year.

Unit Percent Industry Banking

Records
4
Regions
1
Period
2025–2026
Sources
1
Verification 4 verified data points Updated 15 Sep 2026 Last verified 15 Sep 2026 Next update Sources typically refresh monthly

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Over time

European Union over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Interest rate on new housing loans to households with floating rate and fixation up to one year

European Union, August 2025 to May 2026

4 observations · August 2025 to May 2026
Interest rate on new housing loans to households with floating rate and fixation up to one yearInterest rate on new housing loans to households with floating rate and fixation up to one year. 4 observations from August 2025 to May 2026, ranging from 3.48% to 3.6%. Latest value 3.6% (May 2026). % 0 1 2 3 4 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 Apr 2026 May 2026 2026 3.6% 3.6%
Interest rate on new housing loans to households with floating rate and fixation up to one yearInterest rate on new housing loans to households with floating rate and fixation up to one year. 4 observations from August 2025 to May 2026, ranging from 3.48% to 3.6%. Latest value 3.6% (May 2026). % 0 1 2 3 4 Aug 2025 Sep 2025 Oct 2025 Nov 2025 Dec 2025 Feb 2026 Mar 2026 Apr 2026 May 2026 2026 3.6% 3.6%
Interest rate on new housing loans to households with floating rate and fixation up to one yearInterest rate on new housing loans to households with floating rate and fixation up to one year. 4 observations from August 2025 to May 2026, ranging from 3.48% to 3.6%. Latest value 3.6% (May 2026). % 0 1 2 3 4 Sep 2025 Nov 2025 Mar 2026 2026 3.6% 3.6%
View the underlying data
Interest rate on new housing loans to households with floating rate and fixation up to one year
Period Type Value
August 2025 Actual 3.59%
November 2025 Actual 3.54%
February 2026 Actual 3.48%
May 2026 Actual 3.6%
Source: ECB · CC BY 4.0 · statorigin.org
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<p><a href="https://statorigin.org/indicators/interest-rate-on-new-housing-loans-to-households-with-floating-rate-and-fixation">Interest rate on new housing loans to households with floating rate and fixation up to one year</a> — data from StatOrigin, CC BY 4.0</p>
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Every record

All records

4 records · 1 region · 2025–2026

Interest rate on new housing loans to households with floating rate and fixation up to one year: every record, grouped by region, newest first.
Period Value Source Type
European Union 4 records
May 2026 3.6% ECB · 31 May 2026 actual
February 2026 3.48% ECB · 28 Feb 2026 actual
November 2025 3.54% ECB · 30 Nov 2025 actual
August 2025 3.59% ECB · 31 Aug 2025 actual

Primary documents

Sources

4 documents. Each links to the publisher's own copy.

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StatOrigin. (2026). Interest rate on new housing loans to households with floating rate and fixation up to one year. Retrieved from https://statorigin.org/indicators/interest-rate-on-new-housing-loans-to-households-with-floating-rate-and-fixation