Composite interest rate for new deposits with agreed maturity from households
STO-REC-STAT01M2KJT1 Official
1.81%
European Union · October 2025
Composite interest rate for new deposits with agreed maturity from households in the European Union stood at 1.81% in October 2025 (ECB).
- Publisher
- ECB
- Authority tier
- T1 Official
- Locator
- Euro area bank interest rate statistics: October 2025
- Retrieved
- 15 Sep 2026
- Status
- Verified
What the source says
Composite interest rate for new deposits with agreed maturity from households broadly unchanged at 1.81%; interest rate for overnight deposits from households unchanged at 0.25%
Verbatim extraction verified: The figure 1.81% is directly attested in the quoted passage (Euro area bank interest rate statistics: October 2025).
The figure above was extracted from this passage. If it does not match, the extraction is wrong and we want to know.
Cite this figure
Published under CC BY 4.0. Attribute the original publisher; the citations below do that for you and link to this permanent record.
- APA
- European Central Bank. (2025). Euro area bank interest rate statistics: October 2025. Retrieved September 15, 2026, from https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512~a544eb9172.en.html. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHX
- MLA
- European Central Bank. "Euro area bank interest rate statistics: October 2025." 2025, https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512~a544eb9172.en.html. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHX.
- Chicago
- European Central Bank. "Euro area bank interest rate statistics: October 2025." 2025. https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512~a544eb9172.en.html. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHX.
- BibTeX
- @misc{ecb2025compositepkvwhx, author = {{European Central Bank}}, title = {Euro area bank interest rate statistics: October 2025}, year = {2025}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHX}, note = {Original source: https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2512\textasciitilde{}a544eb9172.en.html. Accessed September 15, 2026.} }
Provenance and verification
Everything needed to check this number yourself, without taking our word for it.
Chain of Custody · Verification Audit
Primary Source
- Publisher
- European Central Bank · homepage ↗
- Authority tier
- Tier 1 · Multilateral Official
- Report
- Euro area bank interest rate statistics: October 2025
- Type
- Press release
- Published
- —
- Locator
- Euro area bank interest rate statistics: October 2025
- Retrieved
- 15 September 2026
- Link status
- Reachable (HTTP 200)
- Report licence
- See source
Verification & Integrity
- Audit status
- Verified
- Review protocol
- Editorial review
- Checked on
- 15 September 2026
- Last revision
- 15 September 2026
- Archival URI
- /stat/stat_01M2KJ7XCA4SQA6W8E6DPKVWHX