Composite interest rate on new household deposits with agreed maturity
European Union · July 2025
Composite interest rate on new household deposits with agreed maturity in the European Union stood at 1.77% in July 2025 (ECB).
- Publisher
- ECB
- Authority tier
- T1 Official
- Locator
- Euro area bank interest rate statistics: July 2025
- Retrieved
- 15 Sep 2026
- Status
- Verified
What the source says
Composite interest rate for new deposits with agreed maturity from households decreased by 4 basis points to 1.77%, driven by both interest rate and weight effects; interest rate for overnight deposits from households broadly unchanged at 0.25%
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Cite this figure
Published under CC BY 4.0. Attribute the original publisher; the citations below do that for you and link to this permanent record.
- APA
- European Central Bank. (2025). Euro area bank interest rate statistics: July 2025. Retrieved September 15, 2026, from https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2509~f9cf34413f.en.html. Via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFS5
- MLA
- European Central Bank. "Euro area bank interest rate statistics: July 2025." 2025, https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2509~f9cf34413f.en.html. Accessed 15 Sept. 2026 via StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFS5.
- Chicago
- European Central Bank. "Euro area bank interest rate statistics: July 2025." 2025. https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2509~f9cf34413f.en.html. Accessed September 15, 2026. Cited from StatOrigin, https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFS5.
- BibTeX
- @misc{ecb2025compositeybpfs5, author = {{European Central Bank}}, title = {Euro area bank interest rate statistics: July 2025}, year = {2025}, howpublished = {StatOrigin, https://statorigin.org}, url = {https://statorigin.org/stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFS5}, note = {Original source: https://www.ecb.europa.eu/press/stats/mfi/html/ecb.mir2509\textasciitilde{}f9cf34413f.en.html. Accessed September 15, 2026.} }
Provenance and verification
Everything needed to check this number yourself, without taking our word for it.
Primary Source
- Publisher
- European Central Bank · homepage ↗
- Authority tier
- Tier 1 · Multilateral Official
- Report
- Euro area bank interest rate statistics: July 2025
- Type
- Press release
- Published
- —
- Locator
- Euro area bank interest rate statistics: July 2025
- Retrieved
- 15 September 2026
- Link status
- Reachable (HTTP 200)
- Report licence
- See source
Verification & Integrity
- Audit status
- Verified
- Review protocol
- Editorial review
- Checked on
- 15 September 2026
- Last revision
- 15 September 2026
- Archival URI
- /stat/stat_01M2KJ7XCBT0BS1PV3ZJYBPFS5