ISIC K64 · United Kingdom · 1 publishers
Banking in United Kingdom
11 verified figures for United Kingdom, covering 11 indicators from 1 primary source. Every figure links to the report it came from.
The short version
Key takeaways
Market size and output 1
- Households' net deposits with banks and building societies in the United Kingdom (monthly flow) were 3.8 billion GBP in July 2026 (BoE). BoE ↗ T1 Official
Growth and change 2
Prices and costs 3
- Effective interest rate on individuals' new time deposits in the United Kingdom was 4.21% in July 2026 (BoE). BoE ↗ T1 Official
- Effective interest rate on new bank loans to private non-financial corporations in the United Kingdom was 5.62% in July 2026 (BoE). BoE ↗ T1 Official
- Effective interest rate on newly drawn mortgages in the United Kingdom was 4.45% in July 2026 (BoE). BoE ↗ T1 Official
Other measures 4
- Net borrowing of consumer credit by individuals in the United Kingdom (monthly flow) was 2 billion GBP in July 2026 (BoE). BoE ↗ T1 Official
- Net borrowing of mortgage debt by individuals in the United Kingdom (monthly flow) was 4.3 billion GBP in July 2026 (BoE). BoE ↗ T1 Official
- Secured gross lending to individuals in the United Kingdom was 25.9 billion GBP in July 2026 (BoE). BoE ↗ T1 Official
- Net mortgage approvals for house purchase in the United Kingdom were 56,100 approvals in July 2026 (BoE). BoE ↗ T1 Official
The complete table
Banking data for United Kingdom
Every row links to its own page with the full source, verbatim quote and citation.
11 data points across 11 indicators. Each line shows the latest value; open a line for earlier periods and forecasts.
Bank borrowing by large non-financial businesses, annual growth rateJuly 20269.4%BoET12026actual→
Consumer credit, annual growth rateJuly 20269.2%BoET12026actual→
Effective interest rate on individuals' new time depositsJuly 20264.21%BoET12026actual→
Effective interest rate on new bank loans to private non-financial corporationsJuly 20265.62%BoET12026actual→
Effective interest rate on newly drawn mortgagesJuly 20264.45%BoET12026actual→
Households' net deposits with banks and building societies (monthly flow)July 20263.8 billion GBPBoET12026actual→
Net borrowing of consumer credit by individuals (monthly flow)July 20262 billion GBPBoET12026actual→
Net borrowing of mortgage debt by individuals (monthly flow)July 20264.3 billion GBPBoET12026actual→
Net mortgage approvals for house purchaseJuly 202656,100 approvalsBoET12026actual→
Net mortgage lending, annual growth rateJuly 20263.6%BoET12026actual→
Secured gross lending to individuals (monthly)July 202625.9 billion GBPBoET12026actual→
Primary documents
Sources
| Document | Publisher | Authority tier | Published | Accessed | Locator | Data points |
|---|---|---|---|---|---|---|
| Money and Credit - July 2026 Statistical release | BoE | T1 Official | 1 Sep 2026 | 27 Sep 2026 | Lending to and deposits from businesses — Businesses’ borrowing from banks (M&C Tables G-I); Lending to and deposits from individuals — Consumer credit (M&C Tables B and C); Lending to and deposits from individuals — Households’ deposits (M&C Table J) | 11 |
Report snapshots are retained internally for verification only and are never redistributed. Where a figure comes from a paywalled report, only the number published in its public summary is recorded.
All 11 collected records for United Kingdom are published as verified.
Cite & reuse
Cite this page
Data on this page is published under CC BY 4.0. You may reuse it, including commercially, provided you attribute it. Each figure's own page carries APA, MLA, Chicago and BibTeX citations naming its original publisher.
StatOrigin. (2026). Banking in United Kingdom: statistics. Retrieved from https://statorigin.org/industries/banking/united-kingdom