Banking in United States
59 verified figures for United States, covering 36 indicators from 2 primary sources. Every figure links to the report it came from.
The short version
Key takeaways
Affordability
- Aggregate bank net income (quarterly) in United States (annual) stood at 295.6 billion USD in 2025 (FDIC). FDIC ↗ T1 Official
- Annual bank net income growth rate in United States came in at 10.2% in 2025 (FDIC). FDIC ↗ T1 Official
- Aggregate banking net income in United States stood at 90.1 billion USD in Q2 2026 (FDIC). FDIC ↗ T1 Official
- Aggregate bank net income quarterly change in United States came in at 9.7 billion USD in Q2 2026 (FDIC). FDIC ↗ T1 Official
- Banking net income change in United States (quarterly) came in at 9.7 billion USD in Q2 2026 (FDIC). FDIC ↗ T1 Official
Other
- Share of mutual banking organizations with less than 3 billion USD in assets in United States stood at 90% as of 31 July 2026 (Fed). Fed ↗ T1 Official
- Annual loan growth rate in United States came in at 7.1% in 2025–2026 (FDIC). FDIC ↗ T1 Official
- Loan growth in United States (annual) came in at 6.8% in 2025–2026 (FDIC). FDIC ↗ T1 Official
- Year-over-year bank loan growth rate in United States came in at 5.9% in 2025 (FDIC). FDIC ↗ T1 Official
- Deposit Insurance Fund reserve ratio in United States (snapshot) stood at 1.48% as of 30 June 2026 (FDIC). FDIC ↗ T1 Official
The complete table
Banking data for United States
Every row links to its own page with the full source, verbatim quote and citation.
59 data points across 36 indicators. Each line shows the latest value; open a line for earlier periods and forecasts.
IndicatorPeriodValueSourceType
Aggregate bank net income (quarterly) +4 more Q2 202690.1 billion USDFDICT12026actual→
Aggregate bank net income (quarterly) (annual)2025295.6 billion USDFDICT12025actual→
Aggregate bank net income quarterly change +3 more Q2 20269.7 billion USDFDICT12026actual→
Aggregate bank net income quarterly growth rate +3 more Q2 202612%FDICT12026actual→
Aggregate banking net incomeQ2 202690.1 billion USDFDICT12026actual→
Annual bank net income growth rate202510.2%FDICT12025actual→
Annual loan growth rate2025–20267.1%FDICT12026actual→
Bank net interest marginQ4 20253.39%FDICT12025actual→
Bank return on assetsQ4 20251.24%FDICT12025actual→
Banking net income change (quarterly)Q2 20269.7 billion USDFDICT12026actual→
Banking net income growth (quarterly)Q2 202612%FDICT12026actual→
Community bank net income quarterly growth +1 more Q2 20268.2%FDICT12026actual→
Community bank quarterly net income growth rateQ1 20263.9%FDICT12026actual→
Deposit Insurance Fund reserve ratio +2 more Q2 20261.48%FDICT12026actual→
Deposit Insurance Fund reserve ratio (snapshot)as of 30 Jun 20261.48%FDICT12026actual→
Domestic deposit growth (quarterly) +1 more Q2 20260.8%FDICT12026actual→
Industry net interest marginQ1 20263.31%FDICT12026actual→
Loan growth (annual) +1 more 2025–20266.8%FDICT12026actual→
Loan growth (quarterly) +1 more Q2 20261.8%FDICT12026actual→
Net interest margin +1 more Q2 20263.32%FDICT12026actual→
Net interest margin change (quarterly)Q2 20261 basis pointsFDICT12026actual→
Net interest margin quarterly change +1 more Q2 20261 basis pointsFDICT12026actual→
Number of insured commercial banks and savings institutions +2 more Q2 20264,238FDICT12026actual→
Quarter-over-quarter bank loan growth rateQ4 20252%FDICT12025actual→
Quarter-over-quarter bank net income growth rateQ4 2025-2%FDICT12025actual→
Quarter-over-quarter domestic deposit growth rateQ4 20251.8%FDICT12025actual→
Quarter-over-quarter net interest income growth rateQ4 20252.2%FDICT12025actual→
Quarterly aggregate net income growth rateQ1 20263.6%FDICT12026actual→
Quarterly change in aggregate net incomeQ1 20262.8 billion USDFDICT12026actual→
Quarterly change in industry net interest marginQ1 20268 basis pointsFDICT12026actual→
Quarterly domestic deposit growth rateQ1 20262.1%FDICT12026actual→
Quarterly loan growth rateQ1 20261.6%FDICT12026actual→
Return on assets +3 more Q2 20261.37%FDICT12026actual→
Return on assets ratioQ2 20261.37%FDICT12026actual→
Share of mutual banking organizations with less than 3 billion USD in assetsas of 31 Jul 202690%FedT12026actual→
Year-over-year bank loan growth rate20255.9%FDICT12025actual→
Primary documents
Sources
| Document | Publisher | Authority tier | Published | Accessed | Locator | Data points |
|---|---|---|---|---|---|---|
| Quarterly Banking Profile Press release | FDIC | T1 Official | — | 15 Sep 2026 | Second Quarter 2026 | 4 |
| FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026 Press release | FDIC | T1 Official | — | 15 Sep 2026 | FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026; Other key findings of the FDIC's Quarterly Banking Profile include:; Other key findings of the FDIC’s Quarterly Banking Profile include: | 18 |
| Quarterly Banking Profile Press release | FDIC | T1 Official | — | 15 Sep 2026 | First Quarter 2026 | 4 |
| FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026 Press release | FDIC | T1 Official | — | 15 Sep 2026 | FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026; Other key findings of the FDIC’s Quarterly Banking Profile include: | 20 |
| FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025 Press release | FDIC | T1 Official | — | 15 Sep 2026 | FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025 | 12 |
| Federal Reserve Board - Federal Reserve Board requests comment on a proposal to modernize rules for mutual banking organizations Press release | Fed | T1 Official | — | 15 Sep 2026 | Federal Reserve Board requests comment on a proposal to modernize rules for mutual banking organizations | 1 |
Report snapshots are retained internally for verification only and are never redistributed. Where a figure comes from a paywalled report, only the number published in its public summary is recorded.
All 59 collected records for United States are published as verified.
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StatOrigin. (2026). Banking in United States: statistics. Retrieved from https://statorigin.org/industries/banking/united-states