ISIC K64 · United States · 2 publishers

Banking in United States

35 verified figures for United States, covering 18 indicators from 2 primary sources. Every figure links to the report it came from.

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35 verified figures Updated 24 Sep 2026 Reviewed 15 Sep 2026 Sources typically refresh quarterly

The short version

Key takeaways

Market size and output 3

  1. Aggregate bank net income in the United States was 90.1 billion USD in Q2 2026 (FDIC). FDIC ↗ T1 Official
  2. Return on assets in the United States was 1.37% in Q2 2026 (FDIC). FDIC ↗ T1 Official
  3. Bank return on assets in the United States was 1.24% in Q4 2025 (FDIC). FDIC ↗ T1 Official

Growth and change 5

  1. Aggregate bank net income quarterly change in the United States was 9.7 billion USD in Q2 2026 (FDIC). FDIC ↗ T1 Official
  2. Aggregate bank net income quarterly growth rate in the United States was 12% in Q2 2026 (FDIC). FDIC ↗ T1 Official
  3. Community bank net income quarterly growth in the United States was 8.2% in Q2 2026 (FDIC). FDIC ↗ T1 Official
  4. Quarter-over-quarter bank net income growth rate in the United States was -2% in Q4 2025 (FDIC). FDIC ↗ T1 Official
  5. Net interest margin quarterly change in the United States was 1 basis points in Q2 2026 (FDIC). FDIC ↗ T1 Official

Adoption and share 1

  1. Share of mutual banking organizations with less than 3 billion USD in assets in the United States was more than 90% as of 31 July 2026 (Fed). Fed ↗ T1 Official

Other measures 1

  1. Deposit Insurance Fund reserve ratio in the United States was 1.48% as of 30 June 2026 (FDIC). FDIC ↗ T1 Official

The complete table

Banking data for United States

Every row links to its own page with the full source, verbatim quote and citation.

35 data points across 18 indicators. Each line shows the latest value; open a line for earlier periods and forecasts.

IndicatorPeriodValueSourceType
Aggregate bank net income (quarterly)+2 moreQ2 202690.1 billion USDFDICT12026actual→

All 3 figures for this indicator

Aggregate bank net income quarterly change+1 moreQ2 20269.7 billion USDFDICT12026actual→

All 2 figures for this indicator

Aggregate bank net income quarterly growth rate+1 moreQ2 202612%FDICT12026actual→

All 2 figures for this indicator

Bank net interest marginQ4 20253.39%FDICT12025actual→
Bank return on assetsQ4 20251.24%FDICT12025actual→
Community bank net income quarterly growth+1 moreQ2 20268.2%FDICT12026actual→

All 2 figures for this indicator

Deposit Insurance Fund reserve ratio+2 moreQ2 20261.48%FDICT12026actual→

All 3 figures for this indicator

Deposit Insurance Fund reserve ratio (snapshot)as of 30 Jun 20261.48%FDICT12026actual→
Domestic deposit growth (quarterly)+2 moreQ2 20260.8%FDICT12026actual→

All 3 figures for this indicator

Loan growth, quarter over quarter+2 moreQ2 20261.8%FDICT12026actual→

All 3 figures for this indicator

Loan growth, year over year+2 moreQ2 20266.8%FDICT12026actual→

All 3 figures for this indicator

Net interest margin+1 moreQ2 20263.32%FDICT12026actual→

All 2 figures for this indicator

Net interest margin quarterly changeQ2 20261 basis pointsFDICT12026actual→
Number of insured commercial banks and savings institutions+2 moreQ2 20264,238FDICT12026actual→

All 3 figures for this indicator

Quarter-over-quarter bank net income growth rateQ4 2025-2%FDICT12025actual→
Quarter-over-quarter net interest income growth rateQ4 20252.2%FDICT12025actual→
Return on assets+1 moreQ2 20261.37%FDICT12026actual→

All 2 figures for this indicator

Share of mutual banking organizations with less than 3 billion USD in assetsas of 31 Jul 202690%FedT12026actual→

Banking in United States by topic

Primary documents

Sources

6 primary source documents. Every figure on this page traces to one of these.
Document Publisher Authority tier Accessed Locator Data points
Quarterly Banking Profile Press release FDIC T1 Official 15 Sep 2026 Second Quarter 2026 4
Quarterly Banking Profile Press release FDIC T1 Official 15 Sep 2026 First Quarter 2026 4
FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025 Press release FDIC T1 Official 15 Sep 2026 FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025 10
FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026 Press release FDIC T1 Official 15 Sep 2026 Other key findings of the FDIC's Quarterly Banking Profile include:; Other key findings of the FDIC’s Quarterly Banking Profile include:; FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026 9
FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026 Press release FDIC T1 Official 15 Sep 2026 Other key findings of the FDIC’s Quarterly Banking Profile include:; FDIC-Insured Institutions Reported Return on Assets of 1.26 Percent and Net Income of $80.5 Billion in First Quarter 2026 7
Federal Reserve Board - Federal Reserve Board requests comment on a proposal to modernize rules for mutual banking organizations Press release Fed T1 Official 15 Sep 2026 Federal Reserve Board requests comment on a proposal to modernize rules for mutual banking organizations 1

Report snapshots are retained internally for verification only and are never redistributed. Where a figure comes from a paywalled report, only the number published in its public summary is recorded.

All 35 collected records for United States are published as verified.

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Data on this page is published under CC BY 4.0. You may reuse it, including commercially, provided you attribute it. Each figure's own page carries APA, MLA, Chicago and BibTeX citations naming its original publisher.

StatOrigin. (2026). Banking in United States: statistics. Retrieved from https://statorigin.org/industries/banking/united-states