K64 · Banking · Euro area
Interest rate on new housing loans with initial rate fixation over ten years
Euro area: 3.31% in April 2026, +0.1 pp on March 2026.
- 3.31% Latest · Euro area · April 2026
- +0.1 pp vs March 2026
- Monthly Release cadence
- 3 Records · 1 region · 2025–2026
Verified 15 Sep 2026 · 1 publisher · Next period May 2026
Over time
Euro area over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.
Interest rate on new housing loans with initial rate fixation over ten years
Euro area, December 2025 to April 2026
No figure published for these periods
View the underlying data
| Period | Type | Value |
|---|---|---|
| December 2025 | Actual | 3.13% |
| March 2026 | Actual | 3.24% |
| April 2026 | Actual | 3.31% |
Every record
3 records · 1 region · 2025–2026. Each period links to its record: the value, its source evidence and original document.
| Period | Value | Source | Type |
|---|---|---|---|
| Euro area 3 records | |||
| April 2026 | 3.31% | ECB · 30 Apr 2026 | |
| March 2026 | 3.24% | ECB · 31 Mar 2026 | |
| December 2025 | 3.13% | ECB · 31 Dec 2025 | |
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How this measure is built
- Definition
- The average interest rate on new housing loans to households with an initial rate fixation period of over ten years.
- Measure
- One slice of Lending rate ( form: price, segment: housing loans over ten years fixation ) . The interest rate charged by financial institutions on loans extended to borrowers. Region and period are columns on every record, not slices.
- Limitations
- Values are shown as published; StatOrigin does not revise, fill gaps or convert currencies.
- Verification
- Each value, unit, period and place was checked against its source evidence before publication. See the methodology and the corrections process.
Sources · 3 documents
| Document | Publisher | Published | Data points |
|---|---|---|---|
| Euro area bank interest rate statistics: April 2026 | ECB | — | 1 |
| Euro area bank interest rate statistics: March 2026 | ECB | — | 1 |
| Euro area bank interest rate statistics: December 2025 | ECB | — | 1 |
Other slices of lending rate
- Composite cost of borrowing for new corporate loans 14 corporations
- Composite cost of borrowing for new housing loans to households 14 housing loans
- Interest rate on new loans to households for consumption 14 consumer credit
- Interest rate on new housing loans to households with floating rate and fixation up to one year 12 housing loans floating to one year fixation
- Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 5 housing loans one to five years fixation
- Interest rate on new housing loans with initial rate fixation over five and up to ten years 4 housing loans five to ten years fixation
- Interest rate on new corporate loans over EUR 1 million with floating rate and initial rate fixation up to three months 3 corporate loans over one million floating up to three months
- Interest rate on new corporate loans over EUR 1 million with initial rate fixation over three months and up to one year 3
- Interest rate on new corporate loans up to EUR 250,000 with floating rate and initial rate fixation up to three months 3 corporate loans up to 250k floating up to three months
- Effective interest rate on new bank loans to private non-financial corporations 1 new business · private non financial corporations
- Effective interest rate on newly drawn mortgages 1 new business · mortgages
- Monthly change in composite cost of borrowing for new housing loans to households 1 new housing loans to households
Frequently asked questions
What is the latest interest rate on new housing loans with initial rate fixation over ten years?
Euro area: 3.31% in April 2026, +0.1 pp on March 2026.
Where does this data come from?
From 3 documents published by ECB. Every figure on this page links to its record, which preserves the original source evidence.
How often is it updated?
Monthly. The newest published period is April 2026; the next release should cover May 2026. A new figure appears here once the publisher releases it and it passes verification.
Can I use this data?
Yes. StatOrigin publishes it under CC BY 4.0: you may copy, chart and republish it, including commercially, with attribution to StatOrigin and to the original publisher.
Cite this page
Cite the page as a data set, or open any record to cite one figure: each record carries APA, MLA, Chicago and BibTeX forms that credit the original publisher.
StatOrigin. (2026). Interest rate on new housing loans with initial rate fixation over ten years [Data set]. Retrieved October 28, 2026, from https://statorigin.org/indicators/interest-rate-on-new-housing-loans-with-initial-rate-fixation-over-ten-years
"Interest rate on new housing loans with initial rate fixation over ten years." StatOrigin, 2026, https://statorigin.org/indicators/interest-rate-on-new-housing-loans-with-initial-rate-fixation-over-ten-years. Accessed 28 Oct. 2026.
StatOrigin. "Interest rate on new housing loans with initial rate fixation over ten years." Data set, 2026. Accessed October 28, 2026. https://statorigin.org/indicators/interest-rate-on-new-housing-loans-with-initial-rate-fixation-over-ten-years.
@misc{statorigin_interest_rate_on_new_housing_loans_with_initial_rate_fixation_over_ten_years_2026, title = {Interest rate on new housing loans with initial rate fixation over ten years}, author = {{StatOrigin}}, year = {2026}, url = {https://statorigin.org/indicators/interest-rate-on-new-housing-loans-with-initial-rate-fixation-over-ten-years}, note = {Data set. Accessed 2026-10-28} }