Interest rate on new housing loans with initial rate fixation over ten years

The average interest rate on new housing loans to households with an initial rate fixation period of over ten years.

Unit Percent Industry Banking

Records
2
Regions
1
Period
2025–2026
Sources
1
Verification 2 verified data points Updated 15 Sep 2026 Last verified 15 Sep 2026 Next update Sources typically refresh monthly

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Over time

European Union over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Interest rate on new housing loans with initial rate fixation over ten years

European Union, December 2025 to April 2026

2 observations · December 2025 to April 2026
Interest rate on new housing loans with initial rate fixation over ten yearsInterest rate on new housing loans with initial rate fixation over ten years. 2 observations from December 2025 to April 2026, ranging from 3.13% to 3.31%. Latest value 3.31% (April 2026). % 0 1 2 3 4 Dec 2025 Feb 2026 Mar 2026 Apr 2026 2026 3.1% 3.3%
Interest rate on new housing loans with initial rate fixation over ten yearsInterest rate on new housing loans with initial rate fixation over ten years. 2 observations from December 2025 to April 2026, ranging from 3.13% to 3.31%. Latest value 3.31% (April 2026). % 0 1 2 3 4 Dec 2025 Feb 2026 Mar 2026 Apr 2026 2026 3.1% 3.3%
Interest rate on new housing loans with initial rate fixation over ten yearsInterest rate on new housing loans with initial rate fixation over ten years. 2 observations from December 2025 to April 2026, ranging from 3.13% to 3.31%. Latest value 3.31% (April 2026). % 0 1 2 3 4 Dec 2025 Feb 2026 Mar 2026 Apr 2026 2026 3.1% 3.3%
View the underlying data
Interest rate on new housing loans with initial rate fixation over ten years
Period Type Value
December 2025 Actual 3.13%
April 2026 Actual 3.31%
Source: ECB · CC BY 4.0 · statorigin.org
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<p><a href="https://statorigin.org/indicators/interest-rate-on-new-housing-loans-with-initial-rate-fixation-over-ten-years">Interest rate on new housing loans with initial rate fixation over ten years</a> — data from StatOrigin, CC BY 4.0</p>
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Every record

All records

2 records · 1 region · 2025–2026

Interest rate on new housing loans with initial rate fixation over ten years: every record, grouped by region, newest first.
Period Value Source Type
European Union 2 records
April 2026 3.31% ECB · 30 Apr 2026 actual
December 2025 3.13% ECB · 31 Dec 2025 actual

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2 documents. Each links to the publisher's own copy.

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StatOrigin. (2026). Interest rate on new housing loans with initial rate fixation over ten years. Retrieved from https://statorigin.org/indicators/interest-rate-on-new-housing-loans-with-initial-rate-fixation-over-ten-years