K64 · Banking · 13 measures · 2 regions

Bank lending rates

Euro area: 3.64% in May 2026, −0.0 pp on May 2025.

  • 3.64% Composite cost of borrowing for new corporate loans · Euro area · May 2026
  • −0.0 pp vs May 2025
  • 13Measures
  • 1Countries · 2025–2026

Verified 27 Sep 2026 · 2 publishers · 78 records · Next period June 2026

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Composite cost of borrowing for new corporate loans

The best-covered measure of bank lending rates. Every point opens its record; the values are one click away under the chart.

Fig 1 · K64 · Composite cost of borrowing for new corporate loans Monthly

Composite cost of borrowing for new corporate loans

Euro area, February 2025 to May 2026

14 observations · February 2025 to May 2026

No figure published for these periods

Composite cost of borrowing for new corporate loansComposite cost of borrowing for new corporate loans. 14 observations from February 2025 to May 2026, ranging from 3.46% to 4.1%. Latest value 3.64% (May 2026). % 0 1 2 3 4 5 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 2026 3.6%
Composite cost of borrowing for new corporate loansComposite cost of borrowing for new corporate loans. 14 observations from February 2025 to May 2026, ranging from 3.46% to 4.1%. Latest value 3.64% (May 2026). % 0 1 2 3 4 5 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 2026 3.6%
Composite cost of borrowing for new corporate loansComposite cost of borrowing for new corporate loans. 14 observations from February 2025 to May 2026, ranging from 3.46% to 4.1%. Latest value 3.64% (May 2026). % 0 1 2 3 4 5 Mar 2025 Jul 2025 Nov 2025 Mar 2026 2026 3.6%
View the underlying data
Composite cost of borrowing for new corporate loans
Period Type Value
February 2025 Actual 4.1%
May 2025 Actual 3.65%
June 2025 Actual 3.61%
July 2025 Actual 3.52%
August 2025 Actual 3.46%
September 2025 Actual 3.49%
October 2025 Actual 3.51%
November 2025 Actual 3.5%
December 2025 Actual 3.57%
January 2026 Actual 3.57%
February 2026 Actual 3.51%
March 2026 Actual 3.59%
April 2026 Actual 3.62%
May 2026 Actual 3.64%
Source: ECB · percent · CC BY 4.0 · statorigin.org
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<iframe src="https://statorigin.org/embed/banking--composite-cost-of-borrowing-for-new-corporate-loans--trend" width="100%" height="380" style="border:1px solid #e2e5e3;border-radius:8px" title="Composite cost of borrowing for new corporate loans" loading="lazy"></iframe>
<p><a href="https://statorigin.org/statistics/bank-lending-rates">Composite cost of borrowing for new corporate loans</a>, data from StatOrigin, CC BY 4.0</p>
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Every measure of bank lending rates

13 measures: the same subject cut by product, segment, basis or form. Each has its own page with every record.

Measure Latest Where and when Records
Composite cost of borrowing for new corporate loans 3.64% Euro area, May 2026 14
Composite cost of borrowing for new housing loans to households 3.48% Euro area, May 2026 14
Interest rate on new loans to households for consumption 7.61% Euro area, May 2026 14
Interest rate on new housing loans to households with floating rate and fixation up to one year 3.6% Euro area, May 2026 12
Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 3.43% Euro area, April 2026 5
Interest rate on new housing loans with initial rate fixation over five and up to ten years 3.61% Euro area, April 2026 4
Interest rate on new corporate loans over EUR 1 million with floating rate and initial rate fixation up to three months 3.31% Euro area, April 2026 3
Interest rate on new corporate loans over EUR 1 million with initial rate fixation over three months and up to one year 3.5% Euro area, April 2026 3
Interest rate on new corporate loans up to EUR 250,000 with floating rate and initial rate fixation up to three months 3.7% Euro area, April 2026 3
Interest rate on new housing loans with initial rate fixation over ten years 3.31% Euro area, April 2026 3
Effective interest rate on new bank loans to private non-financial corporations 5.62% United Kingdom, July 2026 1
Effective interest rate on newly drawn mortgages 4.45% United Kingdom, July 2026 1
Monthly change in composite cost of borrowing for new housing loans to households 4 basis points Euro area, May 2026 1

Frequently asked questions

What does bank lending rates measure?

The interest rate charged by financial institutions on loans extended to borrowers.

What is the latest composite cost of borrowing for new corporate loans?

Euro area: 3.64% in May 2026, −0.0 pp on May 2025.

Which countries does this bank lending rates data cover?

1 country.

Where does the data come from?

From 15 documents published by ECB and BoE. Every figure links to its record, which quotes the sentence or table row it was read from.

How often is it updated?

Monthly; the newest figure covers May 2026, and the next release should cover June 2026.

Sources

15 documents from 2 publishers. Each links to the publisher's own copy.

Cite this page

Published under CC BY 4.0: free to reuse, including commercially, with attribution to StatOrigin and the original publisher. To cite one figure, open its record.

StatOrigin. (2026). Bank lending rates statistics [Data set]. Retrieved September 29, 2026, from https://statorigin.org/statistics/bank-lending-rates

"Bank lending rates statistics." StatOrigin, 2026, https://statorigin.org/statistics/bank-lending-rates. Accessed 29 Sep. 2026.

StatOrigin. "Bank lending rates statistics." Data set, 2026. Accessed September 29, 2026. https://statorigin.org/statistics/bank-lending-rates.

@misc{statorigin_bank_lending_rates_2026, title = {Bank lending rates statistics}, author = {{StatOrigin}}, year = {2026}, url = {https://statorigin.org/statistics/bank-lending-rates}, note = {Data set. Accessed 2026-09-29} }