Interest rate on new loans to households for consumption

Over time

Euro area over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Every record

14 records · 1 region · 2025–2026. Each period links to its record: the value, its source evidence and original document.

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<p><a href="https://statorigin.org/indicators/interest-rate-on-new-loans-to-households-for-consumption">Data: ECB via StatOrigin</a> · CC BY 4.0</p>

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How this measure is built

Sources · 14 documents

Other slices of lending rate

• Composite cost of borrowing for new corporate loans 14 corporations
• Composite cost of borrowing for new housing loans to households 14 housing loans
• Interest rate on new housing loans to households with floating rate and fixation up to one year 12 housing loans floating to one year fixation
• Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 5 housing loans one to five years fixation
• Interest rate on new housing loans with initial rate fixation over five and up to ten years 4 housing loans five to ten years fixation
• Interest rate on new corporate loans over EUR 1 million with floating rate and initial rate fixation up to three months 3 corporate loans over one million floating up to three months
• Interest rate on new corporate loans over EUR 1 million with initial rate fixation over three months and up to one year 3
• Interest rate on new corporate loans up to EUR 250,000 with floating rate and initial rate fixation up to three months 3 corporate loans up to 250k floating up to three months
• Interest rate on new housing loans with initial rate fixation over ten years 3 housing loans over ten years fixation
• Effective interest rate on new bank loans to private non-financial corporations 1 new business · private non financial corporations
• Effective interest rate on newly drawn mortgages 1 new business · mortgages
• Monthly change in composite cost of borrowing for new housing loans to households 1 new housing loans to households

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