Interest rate on new loans to households for consumption

Bank interest rate on new loans granted to households for consumption purposes.

Unit Percent Industry Banking

Records
10
Regions
1
Period
2025–2026
Sources
1
Verification 10 verified data points Updated 15 Sep 2026 Last verified 15 Sep 2026 Next update Sources typically refresh monthly

The chart

Over time

European Union over time. Forecasts are dashed with hollow markers; the underlying values are one click away under the chart.

Interest rate on new loans to households for consumption

European Union, February 2025 to May 2026

10 observations · February 2025 to May 2026
Interest rate on new loans to households for consumptionInterest rate on new loans to households for consumption. 10 observations from February 2025 to May 2026, ranging from 7.15% to 7.61%. Latest value 7.61% (May 2026). % 0 2 4 6 8 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 2026 7.6%
Interest rate on new loans to households for consumptionInterest rate on new loans to households for consumption. 10 observations from February 2025 to May 2026, ranging from 7.15% to 7.61%. Latest value 7.61% (May 2026). % 0 3 6 9 Mar 2025 May 2025 Jul 2025 Sep 2025 Nov 2025 Mar 2026 May 2026 2026 7.6%
Interest rate on new loans to households for consumptionInterest rate on new loans to households for consumption. 10 observations from February 2025 to May 2026, ranging from 7.15% to 7.61%. Latest value 7.61% (May 2026). % 0 3 6 9 Mar 2025 Jul 2025 2026 7.6%
View the underlying data
Interest rate on new loans to households for consumption
Period Type Value
February 2025 Actual 7.58%
June 2025 Actual 7.4%
July 2025 Actual 7.46%
August 2025 Actual 7.51%
September 2025 Actual 7.4%
November 2025 Actual 7.33%
December 2025 Actual 7.15%
March 2026 Actual 7.46%
April 2026 Actual 7.59%
May 2026 Actual 7.61%
Source: ECB · CC BY 4.0 · statorigin.org
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<p><a href="https://statorigin.org/indicators/interest-rate-on-new-loans-to-households-for-consumption">Interest rate on new loans to households for consumption</a> — data from StatOrigin, CC BY 4.0</p>
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Every record

All records

10 records · 1 region · 2025–2026

Interest rate on new loans to households for consumption: every record, grouped by region, newest first.
Period Value Source Type
European Union 10 records
May 2026 7.61% ECB · 31 May 2026 actual
April 2026 7.59% ECB · 30 Apr 2026 actual
March 2026 7.46% ECB · 31 Mar 2026 actual
December 2025 7.15% ECB · 31 Dec 2025 actual
November 2025 7.33% ECB · 30 Nov 2025 actual
September 2025 7.4% ECB · 30 Sep 2025 actual
August 2025 7.51% ECB · 31 Aug 2025 actual
July 2025 7.46% ECB · 31 Jul 2025 actual
June 2025 7.4% ECB · 30 Jun 2025 actual
February 2025 7.58% ECB · 28 Feb 2025 actual

Primary documents

Sources

10 documents. Each links to the publisher's own copy.

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StatOrigin. (2026). Interest rate on new loans to households for consumption. Retrieved from https://statorigin.org/indicators/interest-rate-on-new-loans-to-households-for-consumption