K64 · Banking · Euro area
Monthly change in composite cost of borrowing for new housing loans to households
Euro area: 4 basis points in May 2026.
- 4 basis points Latest · Euro area · May 2026
- Monthly Release cadence
- 1 Record · 1 region · 2026
Verified 15 Sep 2026 · 1 publisher · Next period June 2026
The figure
One published observation so far. A chart follows as soon as a second period is published.
Monthly change in composite cost of borrowing for new housing loans to households
Euro area, May 2026
Every record
1 record · 1 region · 2026. Each period links to its record: the value, its source evidence and original document.
Download this data
Every file carries its provenance: the CSV has a source column per row, and the chart images print the publisher, the licence and this page's address under the drawing. Source: ECB. Licence: CC BY 4.0.
Use and publication rights
- View, cite and link: free
Quote any number, cite this page or a single record, and link to it anywhere.
- Copy, chart and republish: free with attribution
The data is published under CC BY 4.0, commercial use included. Credit StatOrigin and the original publisher (ECB); the chart files already carry that line.
- The source documents: the publisher's terms
Figures are facts read from the publishers' own documents. The documents themselves, their text and design, stay under each publisher's terms; follow the source links for those.
How this measure is built
- Definition
- Month-on-month change in the composite cost of borrowing indicator for new loans to households for house purchase.
- Measure
- One slice of Lending rate ( form: growth, segment: new housing loans to households ) . The interest rate charged by financial institutions on loans extended to borrowers. Region and period are columns on every record, not slices.
- Limitations
- Values are shown as published; StatOrigin does not revise, fill gaps or convert currencies.
- Verification
- Each value, unit, period and place was checked against its source evidence before publication. See the methodology and the corrections process.
Sources · 1 document
| Document | Publisher | Published | Data points |
|---|---|---|---|
| Euro area bank interest rate statistics: May 2026 | ECB | — | 1 |
Other slices of lending rate
- Composite cost of borrowing for new corporate loans 14 corporations
- Composite cost of borrowing for new housing loans to households 14 housing loans
- Interest rate on new loans to households for consumption 14 consumer credit
- Interest rate on new housing loans to households with floating rate and fixation up to one year 12 housing loans floating to one year fixation
- Bank interest rate on loans to households for house purchase with initial rate fixation over one and up to five years 5 housing loans one to five years fixation
- Interest rate on new housing loans with initial rate fixation over five and up to ten years 4 housing loans five to ten years fixation
- Interest rate on new corporate loans over EUR 1 million with floating rate and initial rate fixation up to three months 3 corporate loans over one million floating up to three months
- Interest rate on new corporate loans over EUR 1 million with initial rate fixation over three months and up to one year 3
- Interest rate on new corporate loans up to EUR 250,000 with floating rate and initial rate fixation up to three months 3 corporate loans up to 250k floating up to three months
- Interest rate on new housing loans with initial rate fixation over ten years 3 housing loans over ten years fixation
- Effective interest rate on new bank loans to private non-financial corporations 1 new business · private non financial corporations
- Effective interest rate on newly drawn mortgages 1 new business · mortgages
Frequently asked questions
What is the latest monthly change in composite cost of borrowing for new housing loans to households?
Euro area: 4 basis points in May 2026.
Where does this data come from?
From 1 document published by ECB. Every figure on this page links to its record, which preserves the original source evidence.
How often is it updated?
Monthly. The newest published period is May 2026; the next release should cover June 2026. A new figure appears here once the publisher releases it and it passes verification.
Can I use this data?
Yes. StatOrigin publishes it under CC BY 4.0: you may copy, chart and republish it, including commercially, with attribution to StatOrigin and to the original publisher.
Cite this page
Cite the page as a data set, or open any record to cite one figure: each record carries APA, MLA, Chicago and BibTeX forms that credit the original publisher.
StatOrigin. (2026). Monthly change in composite cost of borrowing for new housing loans to households [Data set]. Retrieved October 28, 2026, from https://statorigin.org/indicators/monthly-change-in-composite-cost-of-borrowing-for-new-housing-loans-to-household
"Monthly change in composite cost of borrowing for new housing loans to households." StatOrigin, 2026, https://statorigin.org/indicators/monthly-change-in-composite-cost-of-borrowing-for-new-housing-loans-to-household. Accessed 28 Oct. 2026.
StatOrigin. "Monthly change in composite cost of borrowing for new housing loans to households." Data set, 2026. Accessed October 28, 2026. https://statorigin.org/indicators/monthly-change-in-composite-cost-of-borrowing-for-new-housing-loans-to-household.
@misc{statorigin_monthly_change_in_composite_cost_of_borrowing_for_new_housing_loans_to_household_2026, title = {Monthly change in composite cost of borrowing for new housing loans to households}, author = {{StatOrigin}}, year = {2026}, url = {https://statorigin.org/indicators/monthly-change-in-composite-cost-of-borrowing-for-new-housing-loans-to-household}, note = {Data set. Accessed 2026-10-28} }